Senior Medicare Advantage plan insurance in West Ashley, SC

Ask us Anything

843-991-2695

Quick Quote

Helping Seniors Make Better-Informed Medicare Decisions

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in West Ashley or simply have questions about signing up for Medicare, our team is here to help.

Service Areas

Medicare West Ashley, SC

Guiding You Through The Confusion of Medicare!

Request a Consultation

What is Medicare?

If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

 Senior Medicare Advantage Plan Insurance West Ashley, SC

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.

Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in West Ashley

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

 Senior Medicare Plans West Ashley, SC

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

  • To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
  • Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
  • If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
  • If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
  • Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
  • You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
  • In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in West Ashley is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.

Senior Medicare Advantage Plan Insurance in West Ashley, SC

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

 Medicare Plans West Ashley, SC

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

 Senior Health Insurance West Ashley, SC

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in West Ashley. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

  • If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
  • Whether you must get a referral to see a specialized doctor
 Healthcare West Ashley, SC

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Senior Medicare Advantage Plan Insurance

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

 Burial Insurance West Ashley, SC

The Senior Medicare Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

  • Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
  • Listening to your specific needs.
  • Responding to all inquiries and questions promptly and with a friendly attitude.
  • Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
 Medicare Advantage West Ashley, SC

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

Latest News in West Ashley, SC

North Carolina high school football scores for Week 3 of 2022 NCHSAA season

Final scores from Week 3 of the North Carolina high scho football season:FRIDAY'S SCORESAlbemarle 57, Swannanoa Owen 12Andrews 52, North Buncombe 6Anson County 26, Monroe Piedmont 6Asheville 28, Brevard 0Asheville Reynolds 49, Alexander Central 7Asheville Roberson 21, Sylva Smoky Mountain 12Bartlett Yancey 56, Hillsborough Cedar Ridge 0Bear Grass 28, Seven Springs Spring Creek 6Belmont Cramer 27, East Gaston 21Belmont South Point 42, R-S Central 14...

Final scores from Week 3 of the North Carolina high scho football season:

FRIDAY'S SCORES

Albemarle 57, Swannanoa Owen 12

Andrews 52, North Buncombe 6

Anson County 26, Monroe Piedmont 6

Asheville 28, Brevard 0

Asheville Reynolds 49, Alexander Central 7

Asheville Roberson 21, Sylva Smoky Mountain 12

Bartlett Yancey 56, Hillsborough Cedar Ridge 0

Bear Grass 28, Seven Springs Spring Creek 6

Belmont Cramer 27, East Gaston 21

Belmont South Point 42, R-S Central 14

Boonville Starmount 59, East Bend Forbush 0

Bunn 49, Oxford Webb 0

Burlington Williams 37, Southern Alamance 20

Cape Fear 39, Fayetteville Sanford 28

Carrollwood Day, Fla. 35, Arden Christ School 29

Cary Panther Creek 35, Durham Jordan 27

Central Cabarrus 32, Gastonia Huss 27

Central Davidson 67, West Davidson 0

Chambers 40, Robert B. Glenn 0

Chapel Hill 55, Pittsboro Northwood 35

Charlotte Ardrey Kell 45, Waxhaw Marvin Ridge 10

Charlotte Berry Tech 30, Charlotte Garinger 6

Charlotte Christian 42, Waxhaw Cuthbertson 21

Charlotte Latin 18, Metrolina Christian Academy 12

Charlotte Olympic 41, Huntersville Hopewell 0

Charlotte Providence 64, Monroe Parkwood 42

Charlotte Providence Day 21, Charlotte Catholic 20

Cherryville 21, Blacksburg, S.C. 20

China Grove Carson 47, South Stanly 0

Chocowinity Southside 33, Robersonville South Creek 8

Choctaw Central, Miss. 30, Cherokee 20

Christ the King High School 14, Lake Norman Charter 0

Clayton 41, Raleigh Wakefield 7

Clayton Cleveland 34, Greenville Conley 23

Clinton 55, Fayetteville Smith 28

Concord Cox Mill 24, Monroe Sun Valley 23

Concord Robinson 48, South Rowan 0

Croatan 18, East Carteret 7

Davie County 28, North Davidson 21

Durham Hillside 15, Greensboro Dudley 8

Durham Riverside 42, Vance County 13

East Burke 28, Valdese Draughn 27, OT

East Davidson 42, Trinity 13

East Duplin 55, Richlands 0

East Surry 42, West Stokes 7

East Wilkes 43, North Wilkes 7

Eastern Alamance 41, Northern Guilford 35

Eastern Randolph 35, Walkertown 21

Enka 45, Rosman 6

Fayetteville Pine Forest 49, Fayetteville Byrd 0

Fayetteville Westover 54, Fairmont 0

Forest City Chase 65, North Gaston 14

Gastonia Forestview 13, Morganton Freedom 7

Gray's Creek 21, West Johnston 10

Hampton, Tenn. 36, Avery County 27

Hertford County 48, Bertie County 8

Hickory 35, Newton-Conover 28

Hickory Grove Christian 37, Anderson Cavaliers, S.C. 8

Hickory Ridge 37, Indian Trail Porter Ridge 14

Hoke County 50, Hope Mills South View 44

Holly Springs 14, Fuquay-Varina 3

Kannapolis Brown 28, Mint Hill Rocky River 0

Kernersville McGuinness 25, Graham 12

Kinston 38, Ayden-Grifton 14

Knightdale 47, Pembroke Swett 14

Lake Norman 35, Statesville 14

Lee County 34, South Granville 28

Lenoir Hibriten 60, West Caldwell 14

Loris, S.C. 46, South Columbus 14

Maiden 29, Hickory St. Stephens 19

Marlboro County, S.C. 27, Scotland 24

Marshville Forest Hills 52, Monroe Union Academy 7

Matthews Weddington 49, West Forsyth 32

McDowell County 26, East Rutherford 0

Monroe 54, Concord 10

Mooresville 35, West Rowan 14

Mooresville Pine Lake Prep 21, Bessemer City 0

Mount Airy 54, Surry Central 6

New Bern 53, West Craven 0

New Hanover County 29, Matthews Butler 28

Newton Grove Hobbton 47, East Columbus 6

Newton Grove Midway 22, South Lenoir 14

North Brunswick 49, Swansboro 23

North Duplin 35, Jones County 14

North Forsyth 35, Lexington 13

North Myrtle Beach, S.C. 42, West Brunswick 26

North Raleigh Christian 20, Southlake Christian 0

North Rowan 49, North Stanly 0

North Surry 36, Elkin 27

Northeast Guilford 18, Eden Morehead 7

Northwest Cabarrus 14, North Lincoln 0

Northwest Guilford 49, Winston-Salem Reynolds 6

Oak Grove 21, Jamestown Ragsdale 20

Pamlico County 36, Harrells Christian 30

Pasquotank County 38, Perquimans 12

Person 55, Granville Central 0

Pfafftown Reagan 17, Charlotte Myers Park 14

Pungo Christian 38, Swan Quarter Mattamuskeet 18

Rabun Gap-Nachoochee, Ga. 50, Charlotte Country Day 12

Raleigh Cardinal Gibbons 31, Richmond County 0

Raleigh Leesville Road 31, Wallace-Rose Hill 21

Raleigh Millbrook 48, Garner 7

Raleigh Ravenscroft 28, Cabarrus 13

Raleigh Sanderson 56, Erwin Triton 55

Randleman 47, Montgomery Central 7

Roanoke Rapids 53, North Pitt 8

Robbinsville 26, Burnsville Mountain Heritage 8

Rocky Point Trask 42, Rose Hill Union 0

Salisbury 35, East Rowan 7

Shelby Crest 54, Shelby 49

South Brunswick 62, West Bladen 0

South Iredell 43, West Iredell 6

South Johnston 23, Southern Lee 17

South Mecklenburg 53, East Mecklenburg 0

South Pointe, S.C. 16, Charlotte Mallard Creek 13

Southeast Halifax 44, Northwest Halifax 0

Southern Guilford 21, Western Guilford 0

Southern Pines Pinecrest 41, Apex Middle Creek 24

Southern Wayne 20, Goldsboro 0

Southwest Guilford 49, High Point Central 6

Spring Lake Overhills 34, Morrisville Green Hope 0

Swain County 13, Franklin 10, OT

Thomasville 38, High Point Andrews 0

Thomasville Ledford 70, Trinity Wheatmore 0

Topsail 43, Holly Ridge Dixon 0

Unicoi County, Tenn. 35, Madison County 14

Waccamaw, S.C. 43, Wilmington Ashley 0

Wake Forest 17, Wilmington Hoggard 7

Washington Academy 12, South Central Pitt 7

Washington County 27, Kill Devil Hills First Flight 12

Watauga County 28, Mitchell County 21

Waynesville Tuscola 33, Asheville Erwin 12

West Carteret 24, Farmville Central 7

West Henderson 40, Polk County 26

West Lincoln 54, Newton Foard 7

West Mecklenburg 14, Gastonia Ashbrook 9

West Stanly 21, Mount Pleasant 20

Western Alamance 28, Eastern Guilford 26

Whiteville 43, East Bladen 13

Willow Spring 49, Hickory Home School 0

Wilmington Laney 56, Lumberton 0

Wilson Prep 42, Warren County 14

Winston-Salem Carver 42, Gastonia Highland Tech 0

Winston-Salem Mt. Tabor 29, Greensboro Page 14

Winston-Salem Prep 21, Winston-Salem Parkland 20

POSTPONEMENTS AND CANCELLATIONS

Jacksonville Northside vs. St. Pauls, ccd.

Southwest Onslow vs. Jacksonville White Oak, ccd.

Dan Spears is the sports editor at the StarNews in Wilmington and also the high school sports editor North Carolina in the USA TODAY Network. Reach him at dspears@gannett.com or on Twitter @DanSpears.

I-526 project forces 100 homeowners to relocate: ‘I was born in that house’

NORTH CHARLESTON, S.C. (WCSC) - The South Carolina Department of Transportation hosted an event Saturday to review the I-526 Lowcountry Corridor WEST project. Officials from SCDOT answered questions and concerns from community members that the project may be affecting.The segment of I-526 between I-26 and Virginia Avenue is the most congested segment of interstate highway in the state. It links downtown Charleston, Summerville, West Ashley and Mount Pleasant, according to the ...

NORTH CHARLESTON, S.C. (WCSC) - The South Carolina Department of Transportation hosted an event Saturday to review the I-526 Lowcountry Corridor WEST project. Officials from SCDOT answered questions and concerns from community members that the project may be affecting.

The segment of I-526 between I-26 and Virginia Avenue is the most congested segment of interstate highway in the state. It links downtown Charleston, Summerville, West Ashley and Mount Pleasant, according to the project’s website.

Although the plan will reduce traffic, 100 residents will have to relocate for the changes to be made. When Margaret Grubb’s told her mother that she would have to relocate, she could not even imagine moving away from her house of almost 70 years.

“She doesn’t handle it at all,” Margaret said. “She avoids the topic. She walks away. She’s very upset and she says, ‘maybe I should just live under a bridge.’ That’s how she feels. She feels like that absolutely no one cares because she was forgotten.”

Both Margaret and her husband, Ronald Grubb, understand why the project needs to happen. For Grubb’s mother, she said it would be a traumatic move, and moving at her old age would be detrimental to her health.

“I was born in that house,” Margaret said. “I just can’t imagine not driving down that road and seeing that house. I don’t want to think about it because I’m trying to be strong for my mother, but it’s very hard for me to be strong. My dad put all his heart and soul into that property. I mean, he planted the flowers. He planted the grass, the trees, he did everything in that property to make it special for our family.”

Joy Riley, SCDOT Project director, said construction will not get started until all residents have been relocated to replacement housing they are planning on building. The meeting at Ferndale Community Center involved SCDOT officials updating the community mitigation plan and speaking with the community directly about their concerns.

“Just like the input that they gave us last year really drove some of the additional mitigation items that were added this year,” Riley said. “Input is extremely important. Community mitigation is about creating a benefit for that specific community. And really, it’s really the community members that drive that process. We need them to tell us what is going to create a benefit in their community.”

The I-526 Lowcountry Corridor WEST project spans approximately 9.7 miles between Paul Cantrell Boulevard in West Ashley and Virginia Avenue in North Charleston.

Copyright 2022 WCSC. All rights reserved.

West Ashley neighbors concerned about flooding almost entering their homes

WEST ASHLEY, S.C. (WCSC) - Neighbors in a West Ashley community say they are frustrated and anxious after floodwater crept up to their homes, and a potential solution could be a few years away.Bennett Barton and Rachel Brunette said Thursday’s rainstorms flooded both the road and their backyards, almost getting into their houses. They said as cars passed by, the wake would go up and slap against their front doors.“This is my first house; I didn’t know what to expect,” Barton said. “I started panick...

WEST ASHLEY, S.C. (WCSC) - Neighbors in a West Ashley community say they are frustrated and anxious after floodwater crept up to their homes, and a potential solution could be a few years away.

Bennett Barton and Rachel Brunette said Thursday’s rainstorms flooded both the road and their backyards, almost getting into their houses. They said as cars passed by, the wake would go up and slap against their front doors.

“This is my first house; I didn’t know what to expect,” Barton said. “I started panicking. I couldn’t leave to get sandbags or any preventative measures because the road was flooded, too.”

They said as cars passed by, the wake would go up and slap against their front doors.

“At one point, I even got pitchers and just was pouring them into my sink from my screened-in porch,” Barton said. Didn’t do anything, but it made me ease my mind a little bit.”

The Woodlands neighborhood is part of the Dupont Wappoo Watershed, which consists of around 1,000 acres of West Ashley surrounding the Citadel Mall.

The City of Charleston said they are spending $5 million on four out of the 10 scheduled projects to improve downstream water flow under Interstate 526. Once that is done, the city will be increasing the size of pipes and canals near the Woodlands neighborhood to get the water out faster.

“There’s not a lot of elevation change to make that water flow very quickly,” Charleston Director of Stormwater Management Matthew Fountain said, “so those very small ditches don’t work for how much pavement, how many buildings we have in the basin now.”

Brunette said it is not uncommon for her to have to check the weather radar before she leaves for work.

“So, when I’m away for the day, I have to be prepared that whether my windows are open, whether the dog is in or out, and like you said if the vehicle is in the right place in case it does flood,” Brunette said. “There’s been a couple of cars that have been flooded out. The landscaping, you can’t keep decent landscaping. It washes away.”

The city said they are optimistic construction on the projects will start in 2025, but until then, Barton said his anxiety will continue.

“If it had rained for two more hours or it was going into high tide, I think my living room would have been underwater,” Barton said. “Who knows how much that would have cost?”

Copyright 2022 WCSC. All rights reserved.

West Ashley family says neighborhood flooding getting worse

CHARLESTON, S.C. (WCBD) – Several inches of rain fell on Monday across the Lowcountry leaving extensive flooding behind. That led to major problems on roadways and properties taking a toll on drivers, homeowners, and business owners.The flooding impacts were felt in the City of Charleston, North Charleston, and more.For one West Ashley family, the flooding and frustration aren’t new.“It’s constantly getting worse,” said Matt Cody, a resident of Sandcroft Drive in West Ashley.Photos an...

CHARLESTON, S.C. (WCBD) – Several inches of rain fell on Monday across the Lowcountry leaving extensive flooding behind. That led to major problems on roadways and properties taking a toll on drivers, homeowners, and business owners.

The flooding impacts were felt in the City of Charleston, North Charleston, and more.

For one West Ashley family, the flooding and frustration aren’t new.

“It’s constantly getting worse,” said Matt Cody, a resident of Sandcroft Drive in West Ashley.

Photos and videos show major flooding on their street Monday. Matt and his wife, Kelly, say it’s a problem they have been dealing with for over three years.

“The water can’t drain so we have standing water in our backyard constantly,” said Cody. “So, we have mosquitos, flooding, and any time it rains like this, it goes into our house, our garage…”

Cody says there is also water underneath the house that isn’t able to dry out.

The City of Charleston’s Stormwater Management Division has been involved and has completed some of the work that needs to be done to fix the problem including emergency ditch clearing and maintenance, heavy excavation work such as tree stump and root removal, cleaning of the roadside system, and more.

“We had the city come out about a year ago after multiple emails,” said Cody.

There’s a reason the problem isn’t being resolved and it’s a problem that the city says is out of their hands.

“Unfortunately I think what’s still leading to a lot of the flooding is we can only take those cleaning efforts up to the edge of what’s basically called the critical area or the marsh. Once you hit the marsh area, you have to get a separate set of permits,” said Matthew Fountain, Charleston’s Stormwater Management Director.

Those are federal permits from the U.S. Army Corps of Engineers and state permits from the Department of Health and Environmental Control.

Fountain says it can take years to get those permits because of a struggling permit processing system. However, the city has been working with federal and state agencies to streamline the process.

“The City of Charleston along with many other counties and cities along the entire coastal section of south Carolina have been working for probably the last five and a half years or so with the state, and the last few years with the corps, trying to come up with a more efficient permitting system to be able to address these,” said Fountain.

Over the last few years, some progress on that has been made and Fountain is hopeful that soon the permitting system will take closer to three to six months instead of two years.

He says the Cody’s neighborhood is one on the list that the city plans to hire a consultant to prepare the permit application, go through the permitting process, then, once approved, hire contractors to begin extensive and expensive work to clear out the marsh.

In the meantime, the Cody family is still frustrated by the, sometimes, lakefront property that they didn’t sign up for.

“We have to worry about cars coming through, our cars being flooded,” said Cody. With my four-month-old, if we can’t get out of our house, if emergency vehicles can’t get there, that’s a major issue.”

Fountain says across the city, several projects are underway that will significantly improve flooding.

In the City of North Charleston, major flooding was also seen on Monday. A spokesperson for the city says anytime there is heavy rainfall in a short amount of time, the drainage system can become overwhelmed but, in yesterday’s case, the water cleared out within a few hours.

Community meeting Saturday to discuss I-526 Lowcountry Corridor West project

NORTH CHARLESTON, S.C. (WCSC) - The South Carolina Department of Transportation is looking for the community’s input as developers continue to move forward with the I-526 Lowcountry Corridor West Project.There will be a community mitigation meeting in North Charleston Saturday where project directors will update the public on their plan and give them time to ask questions.According to the project’s ...

NORTH CHARLESTON, S.C. (WCSC) - The South Carolina Department of Transportation is looking for the community’s input as developers continue to move forward with the I-526 Lowcountry Corridor West Project.

There will be a community mitigation meeting in North Charleston Saturday where project directors will update the public on their plan and give them time to ask questions.

According to the project’s official website, it would span approximately 9.7 miles between Paul Cantrell Boulevard in West Ashley and Virginia Avenue in North Charleston.

Project Director Joy Riley says the purpose of the meeting is to update the public on the community mitigation plan. Riley says this is their way of creating benefits for the communities that will be directly impacted by the project.

Russelldale, Ferndale, Liberty Park and Highland Terrace are the communities that will be directly impacted. These are predominantly minority communities.

Riley says over the last three years they have been checking in with those communities and are trying to make sure the community mitigation plan addresses their concerns.

Residents have shared one of their biggest concerns is losing their homes due to the widening of the 526/I-26 interchange.

Riley says a lot of the programs in the community mitigation plan are focused on increasing things like generational wealth, building affordable housing, scholarships, and job training opportunities.

About 100 households will be torn down for this project. Riley says construction won’t get started until all residents have been relocated to replacement housing they are planning on building.

“We are planning on building 100 new apartment units that are affordable but also 45 single-family lots with single-family homes, and a first-time home buyer grant program that helps those folks that are low income,” Riley says.

Although widening the interstate will get rid of homes in the area, officials believe it will help limit travel times, congestion and more.

Devin Clark, a West Ashley resident, says he sees accidents all the time on the 526/I-26 interchange, and it often takes 20 minutes or more to go a few miles. Clark says he’s happy SCDOT is planning on doing something about it.

Saturday’s meeting starts at 10 a.m. at the Ferndale Community Center in North Charleston.

Copyright 2022 WCSC. All rights reserved.

Disclaimer:

This website publishes news articles that contain copyrighted material whose use has not been specifically authorized by the copyright owner. The non-commercial use of these news articles for the purposes of local news reporting constitutes "Fair Use" of the copyrighted materials as provided for in Section 107 of the US Copyright Law.