Senior Medicare Advantage plan insurance in Nexton, SC

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Helping Seniors Make Better-Informed Medicare Decisions

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word “open enrollment” sends shivers down the spine. It seems like there’s always a nagging feeling that you’re wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Care Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you’re in need of senior Medicare Supplement Plan insurance in cityname or simply have questions about signing up for Medicare, our team is here to help.

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Guiding You Through The Confusion of Medicare!

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What is Medicare?

If you’re approaching the golden years of your life, it’s important you understand what Medicare is if you don’t already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor’s visits, mental health care, clinical trials, and some forms of surgery.

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Care Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won’t cover, like coinsurance, deductibles, and copayments.

Sometimes called “PDPs,” these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

At Senior Care Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in Nexton

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in “gaps” that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Care Insurance Solutions sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

  • To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
  • Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Care Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
  • If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you will be able to purchase a Medigap policy.
  • If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
  • Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
  • You may only buy a Senior Medicare Supplement Plan from an insurance agency that is licensed to sell them in your state. Senior Care Insurance Solutions has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
  • In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in cityname is during the six-month Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Care Insurance Solutions today to determine if you qualify for a Medicare Supplement Insurance Plan.

Senior Medicare Advantage Plan Insurance in Nexton, SC

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Care Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called “MA Plans” or “Part C,” Medicare Advantage Plans are considered an “all in one” solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Care Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Care Insurance Solutions to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in cityname. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

  • If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
  • Whether you must get a referral to see a specialized doctor

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Senior Medicare Advantage Plan Insurance

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan’s service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan’s network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

The Senior Care Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

  • Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
  • Listening to your specific needs.
  • Responding to all inquiries and questions promptly and with a friendly attitude.
  • Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

Latest News in Nexton

California firm buying developer of 5,000-acre Nexton near Summerville

The company that’s building out a master-planned community in Berkeley County that’s as large as the Charleston peninsula is set to come under new ownership.California-based Brookfield Residential announced this week that it is acquiring Newland, the developer of the 5,000-acre mixed-use Nexton neighborhood between Interstate 26 and U.S. Highway 176 near Summerville.The sale of San Diego-based Newland, which is involved in 20 large master-planned projects around the country, is expected to be finalized June 1....

The company that’s building out a master-planned community in Berkeley County that’s as large as the Charleston peninsula is set to come under new ownership.

California-based Brookfield Residential announced this week that it is acquiring Newland, the developer of the 5,000-acre mixed-use Nexton neighborhood between Interstate 26 and U.S. Highway 176 near Summerville.

The sale of San Diego-based Newland, which is involved in 20 large master-planned projects around the country, is expected to be finalized June 1.

Financial terms were not disclosed.

A Nexton spokeswoman declined to comment on the pending sale.

“No major, significant operational changes are expected,” said Brookfield spokeswoman Krista Ellingson.

She said the company’s specialty is supplying homes and lots in constrained real estate markets such as Charleston, where a scarcity of homes on the market has dropped to less than a one-month supply, triggering bidding wars and pushing up prices.

“We just aren’t a homebuilder, we invest in land to build homes and sell to homebuilders,” Ellingson said. “We want to show our partners that we are in it with them.”

Bob McLeod, Newland’s executive chairman, said the Brookfield deal “will provide more opportunities for the continued development of additional mixed-use masterplans well into the future as well as give us significant additional vertical development opportunities.”

As of this week, Nexton has 1,266 occupied single-family homes in four subdivisions — Brighton Park, Del Webb, Midtown and North Creek. About 200 more are under development within the neighborhoods.

Nexton also has about 900 finished apartments in three complexes, with another 600 rental units on the way.

When build-out is completed in about 10 years, Nexton will have about 7,000 residences with about 17,500 residents. That will make it roughly equal to the current populations of Moncks Corner and Georgetown combined.

Brookfield Residential currently has no real estate operations in the Palmetto State. The Newland acquisition will expand its footprint to eight new markets, including Charleston, Raleigh-Durham and Wilmington in the Carolinas, and five other areas where both companies have projects in the works.

Last year, Brookfield’s revenue from home and land sales was $1.74 billion, about $200 million less than in 2019, mainly because of the COVID-19 pandemic, according to the company’s annual report.

During the first three months of 2021, total revenue topped $444 million, about 30 percent more than the first quarter last year, when the coronavirus began to spread throughout the overall economy.

Costa Mesa, Calif.-based Brookfield Residential is part of Canada’s Brookfield Asset Management, which oversees investment totaling $600 billion and is headquartered in Toronto.

Newland oversees the development of the Nexton tract for North America Sekisui House LLC. NASH, a subsidiary of Japan’s largest homebuilder, bought the property in 2017 from paper maker WestRock Co.’s former real estate division for $90 million.

Nexton community continues to expand

BERKELEY COUNTY, S.C. (WCSC) - The Nexton community in Summerville continues to see new growth right off of I-26 and Highway 17A.Nexton Vice President of Operations Brent Gibadlo says the community can expect to see new restaurants, parks, employments opportunities, offices, and a variety of homes coming in the next few years.“Nexton is already in a really great location, right off of I-26, so it’s very accessible. I think the other thing is a lot of employment here,” Gibadlo said. “So, this isn’t ...

BERKELEY COUNTY, S.C. (WCSC) - The Nexton community in Summerville continues to see new growth right off of I-26 and Highway 17A.

Nexton Vice President of Operations Brent Gibadlo says the community can expect to see new restaurants, parks, employments opportunities, offices, and a variety of homes coming in the next few years.

“Nexton is already in a really great location, right off of I-26, so it’s very accessible. I think the other thing is a lot of employment here,” Gibadlo said. “So, this isn’t really just about homes, it’s a lot about businesses. So, it’s this idea of integrating where people work and where people live and getting those things more inter-connected.”

The Midtown area of Nexton opened about six months ago and currently has about 100 homes on site, but within the next 10 to 15 years, Gibadlo says they plan to have around 3,000 homes there.

“I think that’s the biggest thing that we’re trying to do at Midtown Nexton is offer housing options across the board,” Gibadlo. “So whether you’re a young person looking to buy your first home or you’re an empty nester looking to downsize, and everything in between.”

Gibadlo says the Midtown space will have apartments, townhomes, and individual houses. They also just broke ground on the Midtown Club which will have a resort pool, lap pools, exercise facilities, and other amenities.

Downtown Nexton is expected to break ground later this year. It will be separate from the existing Nexton Square with restaurants, stores, and offices. It will be about 100 acres along Sigma Drive. Gibadlo says it will have hotels and apartments in a more urban and city-like area of the community.

He says he’s excited for Nexton to also become a health and wellness hub for the area. That includes new offices already and the anticipation of a MUSC Community Hospital expected to open in 2022.

Gibadlo also says they realize the growth of this area may not seem beneficial for everyone.

“You know, it’s very fair for folks to have concerns about growth. What we always think about is we want to make sure that there’s far more positives than negatives associated with growth,” Gibadlo said. “So I think first it starts with a good, thoughtful master plan. And that’s one thing that we’re lucky in the case of Nexton. This is a plan that’s been in the works now for over 10 years.”

He adds that Nexton has a master plan for the road networks and stormwater plans that come with the rapid growth here.

Copyright 2021 WCSC. All rights reserved.

First phase of new Nexton retail center, which includes Buffalo Wild Wings, opens

The first phase of North Creek Marketplace, a retail center located on the northern end of Nexton and just outside of Cane Bay Plantation, is open for business.The development at the intersection of North Creek Drive and U.S. Highway 176 includes a variety of dining options and medical and service providers, such as the recently opened Buffalo Wild Wings and Marco’s Pizza.Other shops that are scheduled to be open in the coming months are Agaves Cantina, Scoop Ice Cream, Jersey Mike’s, Dunkin’, Heartland Dental...

The first phase of North Creek Marketplace, a retail center located on the northern end of Nexton and just outside of Cane Bay Plantation, is open for business.

The development at the intersection of North Creek Drive and U.S. Highway 176 includes a variety of dining options and medical and service providers, such as the recently opened Buffalo Wild Wings and Marco’s Pizza.

Other shops that are scheduled to be open in the coming months are Agaves Cantina, Scoop Ice Cream, Jersey Mike’s, Dunkin’, Heartland Dental, McDonald’s, Dixie Cleaners and Princess Nails.

“It makes eating out and getting takeout so much easier for us now,” Nexton resident Sadie Timmins said. “You don’t have to drive so far away to get something good to eat. The more options we have for shopping and dining nearby, the better traffic will be in the end.”

North Creek Marketplace also features Blue Water Market, which opens next week and will offer freshly prepared breakfast biscuits, hand-battered fried chicken sandwiches, Cinnabon items and fresh-made grab-and-go salads and sandwiches. The convenience store will also offer Shell gasoline and soft-cloth car washes.

“We are excited to be opening phase one of North Creek Marketplace,” said Eddie Buck, president of Charleston-based Jupiter Holdings and developer of North Creek Marketplace. “The project includes a healthy mix of tenants that specifically cater to the needs of residents of Nexton and the surrounding communities.”

In addition to the openings in phase one, Extra Space Storage is currently under construction, along with Auto Zone, Time To Shine Car Wash and Ace Hardware, all of which are in the design and permitting phase.

“Nexton is focused on delivering commercial amenities to residents, from dry cleaners and markets to medical providers and casual dining options,” said Cassie Cataline, marketing director of Nexton. “Our goal is to concentrate Nexton’s offerings and bring services to our community.”

Getting in and out of the new retail center should be easier in the future as well.

In August, Berkeley County held a groundbreaking ceremony for the $53 million widening project on Highway 176. The first 4.2-mile section will involve widening the road to four lanes from two with a raised concrete median from Highway 17A to Nexton Parkway.

Nexton breaks ground on 320-unit for-rent development

What’s next for Nexton?The master-planned community in Summerville broke ground on SOLIS Nexton, a 320-unit multifamily development.Charlotte-based ...

What’s next for Nexton?

The master-planned community in Summerville broke ground on SOLIS Nexton, a 320-unit multifamily development.

Charlotte-based Terwilliger Pappas is developing the 11-acre project, which is expected to be completed in late 2022.

SOLIS Nexton plans include for-rent residences that are available in one-, two- and three-bedroom floorplans. The development will consist of nine three- and four-story buildings. Garages also will be available for lease. The new community is located within walking distance to Nexton Square.

“We are excited to add Terwilliger Pappas to Nexton’s expanding list of talented partners who provide high-quality residential offerings that cater to a variety of lifestyles and preferences,” said Nexton’s Vice President of Operations Brent Gibadlo. “From young professionals to families and empty nesters, SOLIS Nexton will blend the best of Nexton living through its thoughtful planning and innovative design.”

Amenities for the new community include a resort-style pool, dog park, peg spa, entertainment lounge, electric car charging stations, a fitness center and private yoga/spin studio. Plans also carved out space for a community pocket park.

“We are thrilled to be located in the heart of Nexton,” said Tom Barker, regional CEO for Terwilliger Pappas. “This is exactly the type of location we’ve been searching for – a walkable location with access to restaurants and other amenities desired by our future residents.”

Additional project partners include Summit Contracting, Group 4 Architecture, which will focus on architect and interiors; and Cline Design Associates and Seamon Whiteside, which will handle civil and landscape architecture.

Terwilliger Pappas was founded in 2013 and develops multifamily apartment communities in Southeast submarkets. The company has regional offices in Raleigh and Atlanta.

Nexton community continues to see new growth

SUMMERVILLE, S.C. (WCSC) - The Nexton community in Summerville is planning to grow in 2021.The master-planned community has already brought new homes, restaurants, hotels, and businesses to the I-26 corridor.Nexton’s Vice President of Operations, Brent Gibadlo, says they are creating a community environment where individuals can thrive.“By making a genuine effort to understand the market and recognizing Nexton’s unique opportunity to positively impact our customers, we have created an ergonomic communit...

SUMMERVILLE, S.C. (WCSC) - The Nexton community in Summerville is planning to grow in 2021.

The master-planned community has already brought new homes, restaurants, hotels, and businesses to the I-26 corridor.

Nexton’s Vice President of Operations, Brent Gibadlo, says they are creating a community environment where individuals can thrive.

“By making a genuine effort to understand the market and recognizing Nexton’s unique opportunity to positively impact our customers, we have created an ergonomic community plan that applies thoughtful architecture, innovative design and social responsibility in order to optimize human well-being,” Gibadlo said.

Work is expected to begin on more than 500 new homes in Nexton within the next year. Developers hope that some of these homes will be completed by the Summer of 2022.

Developers say the first 250 homes in the Midtown development phase of Nexton are expected to be delivered in 2021.

The Lou Hammond Group says the Birmingham, Alabama-based Capstone Communities recently announced the introduction of 282 single-family, for-rent homes at Nexton. These rental homes are scheduled to be delivered in late 2021 and be completed in the Summer of 2022.

Another 100 lots by TrueHomes are planned for the North Creek neighborhood this year as well.

In February, the Lou Hammond Group says they plan to see the groundbreaking of the Midtown Club. It’s a swim and fitness center that will serve the Nexton Residential Association.

A full-service First Citizens Bank branch is expected to open at Nexton in late 2021. Construction recently began in January on the new bank.

Developers are also planning to break ground on “Downtown Nexton” this year. The downtown area of Nexton will be separate from the existing Nexton Square, where events like the Sounds on the Square have taken place. However, Downtown Nexton is expected to be located within walking distance of Nexton Sqaure.

Downtown Nexton is planned to be 100-acres and come between Brighton Park Boulevard and Sigma Drive.

More specifics will be shared soon on the downtown area, but initial plans show it will have a new gas station and offer multifamily community opportunities.

Copyright 2021 WCSC. All rights reserved.

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