Senior Medicare Advantage plan insurance in Nexton, SC

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Helping Seniors Make Better-Informed Medicare Decisions

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Nexton or simply have questions about signing up for Medicare, our team is here to help.

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Medicare Nexton, SC

Guiding You Through The Confusion of Medicare!

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What is Medicare?

If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

 Senior Medicare Advantage Plan Insurance Nexton, SC

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.

Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in Nexton

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

 Senior Medicare Plans Nexton, SC

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

  • To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
  • Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
  • If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
  • If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
  • Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
  • You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
  • In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in Nexton is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.

Senior Medicare Advantage Plan Insurance in Nexton, SC

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

 Medicare Plans Nexton, SC

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

 Senior Health Insurance Nexton, SC

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Nexton. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

  • If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
  • Whether you must get a referral to see a specialized doctor
 Healthcare Nexton, SC

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Senior Medicare Advantage Plan Insurance

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

 Burial Insurance Nexton, SC

The Senior Medicare Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

  • Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
  • Listening to your specific needs.
  • Responding to all inquiries and questions promptly and with a friendly attitude.
  • Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
 Medicare Advantage Nexton, SC

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

Latest News in Nexton, SC

Office Vacancy Story Reversed In Some Smaller Southeastern Markets

There’s been no shortage of news over the past 30 months about office vacancies. In large gateway cities, office occupancies fell dramatically during the pandemic as staffs found they could work from home. Moreover, occupancies have remained stubbornly low, as employers and staff faced off over remote work.Though the weeks since Labor Day have seen a number of firms’ employees return to in-office mode, many corporate tenants in the nation’s biggest office markets are downsizing to considerably less space.But l...

There’s been no shortage of news over the past 30 months about office vacancies. In large gateway cities, office occupancies fell dramatically during the pandemic as staffs found they could work from home. Moreover, occupancies have remained stubbornly low, as employers and staff faced off over remote work.

Though the weeks since Labor Day have seen a number of firms’ employees return to in-office mode, many corporate tenants in the nation’s biggest office markets are downsizing to considerably less space.

But let’s pause before assuming the well-reported empty office is the ubiquitous norm. In an assortment of cities in the Southeast U.S., the opposite trend has taken hold. Developers and communities in Alabama and South Carolina, for instance, have noted growing tenant interest in office space, particularly in high-end office buildings.

No vacancies

The Jasper, a luxury 12-story, mixed-use structure in the historic downtown district of Charleston, S.C., features 75,000 square feet of AAA office space, as well as 25,000 square feet of first-floor retail space and 219 luxury multifamily units. All spaces in The Beach Company building, which touts its riverside geography, are currently filled.

The Range, situated within a designated Opportunity Zone in the western end of downtown Huntsville, Ala., not far from acclaimed restaurants, museums and parks, is a commercial office development offering three floors and 49,000 square feet of Class A commercial office space. Walking a fine line between big-city office environments and those with a small-town vibe, The Range offers pedestrian-friendly access to a variety of the Rocket City’s most popular dining, retail and entertainment options. That may be why it recently welcomed two new corporate tenants, Eyecare Partners and Bridgeworth Financial Services.

“People are leaving western and northeastern markets for small and mid-sized Southern cities like Huntsville,” says J.C. Darby, development manager at The Beach Company. “In the past decade Huntsville has become Alabama’s No. 1 city with the addition of thousands of jobs and billions of dollars in investment from companies like Mazda, Toyota, The Boeing Company and Remington, all things The Beach Company looks for when scouting development sites.

“The Range is equidistant to the Interstate and all of Huntsville’s economic drivers, including the medical district, Cummings Research Park, NASA’s Space Flight Center and Redstone Arsenal. And we are predicting occupancy growth as a result of this, its walkability and the structure’s distinctive modern design.”

Near job hubs

Meanwhile, demand for office space sparked the development of two new office buildings in Nexton, a master-planned Summerville, S.C. community situated near the region’s top employers, including Volvo and Boeing. One, Atelier Downtown Nexton, offers two-story buildings featuring 2,500 to 18,000-square-foot spaces in a campus like setting where office structures are connected by walking trails.

Developed by Sharbell Development Corp. of New Jersey, the development is the latest within the live-work-play milieu of Downtown Nexton. “The Southeastern U.S. has appealed to Sharbell for years, especially South Carolina, due to its population and job growth, as well as its burgeoning diversity,” says the company’s Thomas Troy.

“Many companies are relocating to the South in search of lower costs and higher quality of life for employees, and our developments reflect that shift.”

Not to be outdone, Workplace at Nexton, a Class A office park within the community, offers 3,000 to 20,000-square-foot spaces, and connectivity to Nexton’s residential side. Residents can walk to Nexton Square’s shopping, hotel and other commercial businesses. Workplace at Nexton’s office spaces had all been claimed before construction was completed, and there’s been no attrition.

“Garden office space with minimal shared common spaces, private entrances and outdoor parks have become the gold standard for commercial leasing in the Charleston, S.C. region,” says Cassie Cataline, Nexton director of marketing.

“Leasing interest for Workplace at Nexton was so great we are developing additional commercial campuses, such as The Hub, to provide office, retail and medical space to address this demand.”

New church coming to the Nexton area

The New Covenant Church of God has experienced quite a few changes since its inception in 1993 that saw a group of eight “passionate” worshipers expand and grow throughout The Lowcountry, says church administrative assistant Sheila Black.After relocating from Hanahan, the Pentecostal house of worship moved to Ashley Phosphate Road in 2007, while maintaining a steady presence in Mount Pleasant as well.But Pastor Marc Campbell and company recently sold the North Charleston property in October 2021, with designs on bui...

The New Covenant Church of God has experienced quite a few changes since its inception in 1993 that saw a group of eight “passionate” worshipers expand and grow throughout The Lowcountry, says church administrative assistant Sheila Black.

After relocating from Hanahan, the Pentecostal house of worship moved to Ashley Phosphate Road in 2007, while maintaining a steady presence in Mount Pleasant as well.

But Pastor Marc Campbell and company recently sold the North Charleston property in October 2021, with designs on building a state-of-the-art facility at 1667 Rose Drive in the Nexton mixed-use community in Downtown Summerville.

With shovels hitting the dirt this past Sunday, the projected completion date for construction is about 18 months away in the summer of 2024.

New Covenant’s congregation is presently meeting for 9 a.m. and 11 a.m. services at the old Summerville Church of God at 304 Pine Street during the Nexton construction phase. Additionally, the church also has several sub groups that meet separately on Wednesday night, including a a woman’s group, along with boys and girls clusters.

Food distribution services are also part of the mix, as New Covenant collaborates with a North Charleston ministry to donate food to the needy every Thursday.

“Our church will be constructed with future plans to include an outdoor amphitheater and athletic fields,” detailed Black. “Our main goal in the next few months is to have our church ready for worship and facilities for our children’s ministries.”

Campbell, a Hazard, Kentucky native, and his wife, Mary, served abroad as evangelists and pastors in the United Kingdom prior to starting New Covenant out of their living room.

When asked if Pastor Campbell’s sermon style is strictly by-the-book, Black described him as a preacher who will incorporate or relate to the daily lives of his congregants, but also bring his discussion back to the Bible. In short, she depicted him as a “man with a vision.”

It was also noted that Campbell is a member of the Charleston Ecclesiastic Council and heavily involved in training in parts of Europe and Asia.

Unlike lots of new churches featuring gospel bands and singing at their services, however, New Covenant goes down the more traditional music-free route.

“We are a multi-cultural, multi-generational place to worship,” concluded Black, who expounded on the collective enthusiasm provided by church members on a weekly basis.

“On any given Sunday at New Covenant, you will find smiling faces, willing hands and open hearts. There is room here for those who have felt unwanted and neglected. There is room here for those who have never walked through the doors of a church. There is room here for families that are struggling ... for the imperfect. As a matter of fact, this is what New Covenant is made of — come as you are. You’ll see suits and ties right next to shorts and flip flops. It would make our day to see you walk through the doors.”

Last month’s Town Council meeting all but sealed the governing body’s approval for the replacement of two tennis courts with four pickleball playing areas via business mogul Bill Nisson’s $100,000 donation.

But now the paperwork remains before the construction crews can start cranking up the jack hammers.

In the spirit of facilitating the transfer of private monies for the addition of the converted courts, Summerville Town Council members recently authorized the Friends of Dorchester County Parks (FDCP) to formally accept the private donation if the Town’s own ad-hoc foundation isn’t legally established before the end of the current year.

During the Dec. 8 Council session, Town attorney G.W. Parker brought local lawmakers up to speed on Nisson’s decision to place his monetary offering into a 501c3 entity before the end of the year.

That non-profit organization, said Parker, would most probably be created internally by a group headed by Parks and Recreation Director Amy Evans. In the event of the group not coming into fruition in time, the attorney presented Town Council with an ordinance to peg FDCP as the receiver of Nisson’s dollars.

“As I understand it, the donor wishes to make the donation prior to the end of the year ... and [he] wants it to be tax-deductible,” stated Councilmember Terry Jenkins. “And therefore, we’re just making sure we have our bases covered.”

The motion to provide the Town with the flexibility of depositing Nisson’s money into a Summerville or Dorchester County 501c3 was proposed by Councilmember William McIntosh and promptly endorsed by each of his fellow legislators in attendance.

Evans noted that she would be meeting with Nisson the following day and have more information at the conclusion of her conference.

Councilmember and Parks & Recreation Committee Chair Bob Jackson wasn’t in attendance.

Next community in Nexton to break ground

Contributing WriterThe local master planned community named the best in the nation has begun work on another phase, on the way to 7,500 residences. This new phase of the Nexton community in Summerville and Berkeley County is expected to add apartments for rent, hotel, office space and 150,000 square feet of shopping and dining space when it is completely built out over the next five to seven years.Nexton has sold nearly ...

Contributing Writer

The local master planned community named the best in the nation has begun work on another phase, on the way to 7,500 residences. This new phase of the Nexton community in Summerville and Berkeley County is expected to add apartments for rent, hotel, office space and 150,000 square feet of shopping and dining space when it is completely built out over the next five to seven years.

Nexton has sold nearly 24 acres to Charlotte-based Crosland Southeast, which plans to develop the new One Nexton segment in multiple phases, starting this coming summer. The first phase of One Nexton will include 351 new apartments and 37,500 square feet of retail space anchored by a Publix supermarket.

One Nexton is consistent with the mixed-use development philosophy of the larger Nexton community, which sits between Interstate 26 and U.S. Highway 176 and was named the “Master-Planned Community of the Year” in 2021 by the National Association of Homebuilders.

Nexton sold 456 homes in 2020 and another 576 in 2021 to earn a spot on the RCLCO Real Estate Advisors list of fastest-growing planned communities. More than 1,800 homes currently comprise greater Nexton, including 250 under construction.

Located at the northeast corner of Brighton Park Boulevard and Nexton Parkway, the first phase of One Nexton will break ground in the summer and is expected to be complete in the fall of 2024.

“One Nexton illustrates that Nexton continues to be a national leader in modern community design,” said Brent Gibadlo, vice president and general manager of Nexton. “By fostering thoughtful commercial and residential growth along Charleston’s I-26 growth corridor, we can provide everything our residents want and need while cutting down on commute times and improving quality of life by allowing them to live, work and play and shop all within a short walk or drive from their homes.”

One Nexton will include green space, parks and trails that connect to the rest of Nexton. The master plan for the entire Nexton development calls for 50 miles of walking/biking trails; 2,000 of the total 5,000 acres set aside for woodlands, wetlands and open space; and 400 acres of office, commercial and retail.

One Nexton is the latest phase of the community, built one section at a time over the past decade. Originally developed by WestRock, the real estate company that was formed from lumber giant MeadWestvaco. Today, the development is under development by Brookfield Residential, which acquired the previous developer, Newland, last year.

Nexton’s previous phase to begin development was Midtown, five districts built around a central area of shops, restaurants and a wellness center complete with tennis center, lap pool, yoga studio and more. That followed on the heels last year of Downtown Nexton, 100 acres between Sigma Drive and Brighton Park offering the same amenities and walkability.

Nearly half of home buyers in Berkeley County’s megadevelopments are from out of state

If it seems like parts of Berkeley County are being invaded by new out-of-state residents, you’re only halfway wrong — or correct.Almost half of new home buyers in Nexton and Carnes Crossroads — two of the most flocked-to master-planned communities in the Charleston region — are coming from places beyond South Carolina’s borders.In 2021, this group represented 47 percent of purchasers in Nexton and Carnes Crossroads. The other 53 percent came from within the Palmetto State, with 70 percent of those...

If it seems like parts of Berkeley County are being invaded by new out-of-state residents, you’re only halfway wrong — or correct.

Almost half of new home buyers in Nexton and Carnes Crossroads — two of the most flocked-to master-planned communities in the Charleston region — are coming from places beyond South Carolina’s borders.

In 2021, this group represented 47 percent of purchasers in Nexton and Carnes Crossroads. The other 53 percent came from within the Palmetto State, with 70 percent of those originating from inside the Charleston area, according to data provided by the developers.

“It’s been that way from the beginning,” said Nexton spokeswoman Cassie Cataline. “Since we’ve opened, the percentage has been about the same – 50-to-60 percent of the buyers have come from South Carolina and the rest from out-of-state. I don’t know if it’s a price-point thing or what.”

The 5,000-acre Nexton property is expected to put about 7,000 homes on the ground with a population of about 17,500 at full buildout over the next decade. Over roughly the same period, the nearby 2,300-acre Carnes Crossroads development could have about 4,500 homes with more than 11,000 residents.

A common misconception among Lowcountry residents is that the majority of buyers are moving from either the Northeast corridor or Ohio.

“No, we are not being invaded by people from Ohio,” Cataline said with a chuckle.

Last year, the largest percentage of out-of-state buyers in Nexton moved in from North Carolina and Georgia, specifically from the Charlotte and Atlanta metropolitan areas.

The other top referring states were New York, Virginia and Pennsylvania as those buyers were made up primarily of retirees.

“It’s not just the home itself anymore that’s important,” said Roni Haskell, a realtor with Keller Williams, who has sold more than two dozen homes in the two mixed-use mega-developments. “Yes, the home and affordability are huge factors, but it’s also the neighborhoods now. More and more buyers are looking for the master-planned communities — what I’d call macro-communities — like Nexton and Carnes Crossroads.

“They don’t want to feel isolated; they want to feel like they are in the heart of things, but they don’t want have to go too far to get that lifestyle,” she added. “They want a community feel.”

Nearly 85 percent of buyers in Nexton were made up of either baby boomers or millennials, although there was a smaller percentage of younger buyers as well.

• 49 percent are boomers.

• 36 percent are millennials.

• 15 percent are gen-Xers.

Caroline Ayres, 29, grew up in the Hilton Head Island area and had been living in an apartment in Summerville with husband, Lee, since 2018. The couple wanted more space and went in search of a home in early 2020, finally settling on a property in Nexton’s Brighton Park.

“Everything is super convenient and anything we need is about 10 minutes away,” she said. “Summerville is close by, and we can hop on the interstate and get to downtown Charleston pretty quickly. There’s a lot to do, some great restaurants, some great walking trails, there’s green space, we have a dog park near our house, so everything we need is right here. Those factors were huge for us when we were making our decision on where to buy.”

Tucker Martinelli, 61, was stationed at the Navy base in the early 1980s and was familiar with the area. When his wife, Elizabeth, retired as a school teacher in the summer of 2020, the Charlotte coupled moved to Carnes Crossroads.

“South Carolina is a retirement-friendly state with some of its tax policies,” Martinelli said. “I knew the Summerville-Goose Creek area pretty well. We looked at some homes in the Del Webb section of Nexton, but we fell in love with Carnes Crossroads. We’re still pretty active, so we like to get out and do things. That’s very important for us.”

Ayers said the mix of families in her Brighton Park neighborhood offers a unique generational blend.

“We have young families with kids and without kids and also some retired folks,” Ayers said. “I think it’s an interesting mix because most neighborhoods are normally either young families or an older crowd. Nexton offers a little bit of everything to every generation and that gives it a real community feel.”

Nexton sold 576 homes during 2021, giving the community a total of 2,000 sales. At the end of 2021, Nexton had 1,675 occupied homes and another 250 sold and under construction, with 1,258 completed apartments and 602 under development, Cataline said.

Carnes Crossroads had 480 completed homes in 2021 with 57 under construction, 42 in the planning and approval stage and 823 apartments on the ground, said spokeswoman Julie Dombrowski of DI Development Co., the development manager for the project.

Cane Bay, another large housing development in that area of Berkeley County, did not respond to a request for comment.

MUSC to build hospital in Nexton

The master-planned Nexton community will soon become a medical destination for Berkeley County.Medical University of South Carolina has proposed a $130 million hospital within the Summerville community. The 128-patient bed facility will include four operating rooms, eight labor and delivery rooms, diagnostic testing and imaging, and emergency services, M...

The master-planned Nexton community will soon become a medical destination for Berkeley County.

Medical University of South Carolina has proposed a $130 million hospital within the Summerville community. The 128-patient bed facility will include four operating rooms, eight labor and delivery rooms, diagnostic testing and imaging, and emergency services, MUSC Health Chief Strategy Officer Sarah Bacik said.

“A large percentage of our current patients originate from Berkeley County, and this is going to really allow our patients to have access within our communities,” Bacik said. “It’s not a surprise to anyone that the growth has outpaced some of the infrastructure.”

MUSC has asked the state for approval to build the community hospital through a certificate of need.

The build is expected to take two and a half years.

Nexton’s Vice President of Operations Brent Gibadlo said a hospital offers a service to the surrounding areas and residents because health care options have become a growing priority for homebuyers.

“There are certain basic things that are important for everyone that don’t change,” he said. “Certainly good schools if people have children and then good health care options. So having a world-class hospital in close proximity is always a wonderful compliment to a community."

Downtown Charleston’s MUSC campus will remain the hub for the educational hospital, while the Nexton campus will book end it with satellite campuses and ambulatory services in between, Bacik said.

“We’re full downtown, and we need to make sure that we can continue to have access to those more acute patients,” Bacik said. “It’s really about getting the patients the right level of care at the right place.”

The need for a community hospital in Berkeley County is critical, said Dr. Dave Zaas, CEO of the Charleston division of MUSC. The hospital’s co-location in Nexton will help with the area’s continued growth.

“That is a lot of our strategy not just in tri-county but around the state,” he said. “Not only delivering the highest quality ... but more convenient and ideally at a lower cost. I think that drives our ambulatory growth as well as our statewide strategy.”

Gibadlo said Nexton is just starting to explore the possibilities with MUSC and its idea of community health care, of being more proactive and going out into the community to initiate health and wellness programs. Preventative care could then decrease the need for hospital visits.

“We’ve had conversations with MUSC on how to incorporate some of those programs into Nexton,” Gibadlo said. “That’s everything from community gardens to community fitness programs to even potential opportunities for some of the coordination between MUSC and some of the companies at Nexton.”

Other suggestions include incorporating companies’ health care programs through MUSC and creating wellness programs employees can participate in.

Bacik is already excited for both caregivers and patients because she believes the best care is delivered conveniently to patients, many of whom come from across the state.

“A lot of our patients and staff travel to the peninsula today to receive care or to care for our patients ... so if they could receive care 30 minutes closer, that’s a benefit for the communities as well,” Bacik said.

Gibadlo is going on 13 years at Nexton and said there is has another 13 or 14 years left in the business plan. He still remembers those early years, though, sitting in a Welcome Center trailer praying that builders and homebuyers would think outside the box.

Convincing people to give Nexton a chance was hard a decade ago given the location.

Over time, Gibadlo has found that if he pushes the envelope to create value, the innovation is well-received.

“I think the potential for Nexton is really evolving continuously. What we used to think was possible we’ve exceeded now. Maybe we can take it another step,” he said. “A hospital was something we only dreamed about 10 years ago. Now that’s happening.”

Nexton now receives calls almost daily from groups, retailers and home builders who want to create something exciting at the community. Gibadlo said the biggest challenge is prioritizing. If he reacts to every call, he risks losing focus of the long-term vision that Nexton is systematically moving through.

“At the same time, you have to be flexible enough that if you get a call, like from MUSC, you change track a little bit because that’s a great opportunity,” he said.

A community with a master plan allowed Gibadlo and his team to be deliberate about adding a hospital. They could look at the map of the 5,000 acres to find a plot that was accessible, wouldn’t disrupt homeowners with traffic and had surrounding space for businesses the hospital could bring in. Gibadlo believes they will come.

As an educational institution, MUSC’s research and development could lead to job opportunities and potential spin-off businesses, he said.

Together, Gibadlo and his team’s vision for Nexton stem from a love for the region. He knows, however, that with any growth, there will inevitably be challenges. The objective then is to figure out how to make those obstacles positive.

“We look at it and say hey, we can create this employment center in the Charleston region, take some of the pressure off downtown, 526, everyone commuting and bring some of the great things that people love about this region from a quality of life and bring them to another location that can spread them out a little bit,” he said. “Maybe we can play a small role in helping this region continue to be a great place to live. At the heart of it, that’s what motivates us every day.”

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