Senior Medicare Advantage plan insurance in Nexton, SC

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Helping Seniors Make Better-Informed Medicare Decisions

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word “open enrollment” sends shivers down the spine. It seems like there’s always a nagging feeling that you’re wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Care Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you’re in need of senior Medicare Supplement Plan insurance in cityname or simply have questions about signing up for Medicare, our team is here to help.

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Guiding You Through The Confusion of Medicare!

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What is Medicare?

If you’re approaching the golden years of your life, it’s important you understand what Medicare is if you don’t already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor’s visits, mental health care, clinical trials, and some forms of surgery.

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Care Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won’t cover, like coinsurance, deductibles, and copayments.

Sometimes called “PDPs,” these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

At Senior Care Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in Nexton

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in “gaps” that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Care Insurance Solutions sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

  • To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
  • Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Care Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
  • If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you will be able to purchase a Medigap policy.
  • If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
  • Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
  • You may only buy a Senior Medicare Supplement Plan from an insurance agency that is licensed to sell them in your state. Senior Care Insurance Solutions has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
  • In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in cityname is during the six-month Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Care Insurance Solutions today to determine if you qualify for a Medicare Supplement Insurance Plan.

Senior Medicare Advantage Plan Insurance in Nexton, SC

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Care Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called “MA Plans” or “Part C,” Medicare Advantage Plans are considered an “all in one” solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Care Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Care Insurance Solutions to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in cityname. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

  • If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
  • Whether you must get a referral to see a specialized doctor

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Senior Medicare Advantage Plan Insurance

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan’s service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan’s network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

The Senior Care Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

  • Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
  • Listening to your specific needs.
  • Responding to all inquiries and questions promptly and with a friendly attitude.
  • Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

Latest News in Nexton

Berkeley County celebrates opening of Nexton Parkway Extension in Cane Bay

BERKELEY COUNTY, S.C. (WCIV) — Berkeley County is celebrating the opening of a new roadway that looks to alleviate traffic coming in and out of the Cane Bay community.On Friday, county leaders marked the official opening of the Cane Bay Spine Road C (Nexton Parkway Extension) project.A ribbon-cutting event took place at the intersection of U.S. 176 and Nexton Parkway/Nexton Parkway Extension.The project, funded by One-Cent Sales Tax Program, created a third access point to enter and exit the Cane Bay area.&q...

BERKELEY COUNTY, S.C. (WCIV) — Berkeley County is celebrating the opening of a new roadway that looks to alleviate traffic coming in and out of the Cane Bay community.

On Friday, county leaders marked the official opening of the Cane Bay Spine Road C (Nexton Parkway Extension) project.

A ribbon-cutting event took place at the intersection of U.S. 176 and Nexton Parkway/Nexton Parkway Extension.

The project, funded by One-Cent Sales Tax Program, created a third access point to enter and exit the Cane Bay area.

"Spine Road C was completed by Gulf Stream Construction and funded by the developer, Gramling Brothers. This project included the extension of Nexton Parkway and its associated multi-use pathway into the Cane Bay development; completing the third planned leg of the roundabout on Cane Bay Boulevard near Cane Bay area schools; and improving/installing signage, pavement markings, and pedestrian beacons in and around the roundabout," officials explained in a press release.

County leaders added that this work is tied into the U.S. 176/Nexton Parkway Intersection Improvement project, which was finished in May 2020.

There are plans for the future to widen U.S. 176 from two to four lanes with dedicated turn lanes along a portion of the route.

"With the opening of Spine Road C comes a much-needed third access point to enter/exit the Cane Bay community. The County is proud that through our beneficial One-Cent Sales Tax Program—which funded the U.S. 176/Nexton Parkway Extension and intersection improvements—and through the help of developers like Gramling Brothers we can continue to provide the community critical public safety and infrastructure solutions to traffic congestion; and in this case, help make the commute to work and schools in the Cane Bay area both safer and quicker for all citizens," stated Johnny Cribb, Berkeley County Supervisor.

MYRTLE BEACH, S.C. (WPDE) — Spirit Airlines has already canceled more than dozen flights for Friday, August 6, in and out of Myrtle Beach.

According to Flight Tracker, 17 out of 25 Sprit flights out of MYR have been cancelled.

The airline also told ABC News up to 40% of flights could be canceled on Friday.

That would mark the sixth day in a row travelers would have dealt with cancellations and delays.

The low-cost carrier has canceled or delayed hundreds of flights since August 1, saying it was due to weather, technical outages, and staffing shortages.

Some passengers at Myrtle Beach International Airport even said they would drive for hours just to get back home.

The Myrtle Beach International Airport released the following statement on Wednesday:

The Myrtle Beach International Airport team is aware of the delays and cancellations of some Spirit Airlines flights at MYR due to airline operational challenges and weather. We empathize with affected passengers and are committed to assisting Spirit as they work to resume normal operations at MYR. Passengers are strongly encouraged to monitor their flight status prior to arriving at the airport and to contact the airline directly to resolve any flight schedule issues.

According to the Department of Transportation, travelers whose flights have been canceled are due a refund.

Spirit Airlines released the following statement to ABC15 on Wednesday:

We\'re working around the clock to get back on track in the wake of some travel disruptions over the weekend due to a series of weather and operational challenges. We needed to make proactive cancellations to some flights across the network, but the majority of flights are still scheduled as planned.
We understand how frustrating it is for our Guests when plans change unexpectedly, and we\'re working to find solutions. We ask Guests to actively monitor their emails and flight status before heading to the airport.
As a team, we strive every day to get our Guests where they need to go on time. Our focus will continue to be on taking care of our Guests.

You can click here to see if your flight is on-time, delayed or cancelled.

Fire extinguished at Halls Chophouse in Nexton, water damage inside

SUMMERVILLE, S.C. (WCIV) — A fire has been put out at Halls Chophouse\'s Nexton location Wednesday morning.Around 5:40 a.m., ABC News 4\'s Trooper Bob reported seeing multiple vehicles with Summerville Fire & Rescue outside of the restaurant.He added there was no sign of smoke when he arrived on scene.Officials confirmed to ABC News 4 that they had attacked the blaze from the back of the building to extinguish the flames.Water damage has been confirmed on the inside of the restaurant.At this time,...

SUMMERVILLE, S.C. (WCIV) — A fire has been put out at Halls Chophouse\'s Nexton location Wednesday morning.

Around 5:40 a.m., ABC News 4\'s Trooper Bob reported seeing multiple vehicles with Summerville Fire & Rescue outside of the restaurant.

He added there was no sign of smoke when he arrived on scene.

Officials confirmed to ABC News 4 that they had attacked the blaze from the back of the building to extinguish the flames.

Water damage has been confirmed on the inside of the restaurant.

At this time, it is not known what sparked the flames.

ABC News 4 will update this story with more information as it becomes available.

MURRELLS INLET, S.C. (WPDE) — It may seem too soon to start thinking about end-of-year traditions, but Brookgreen Gardens has the holiday season on the brain.

Tickets are officially on sale for their annual holiday light display of Nights of a Thousand Candles. Member prices are $25 for adults and $12 for children. Non-members must pay $30 for adults and $15 for children. Tickets must be purchased in advance and space is limited.

The event, which lasts from Nov. 26 to Jan. 2, features millions of twinkling lights draped among the stunning landscapes and large sculptures, a tree lighting ceremony each evening at 6:45 p.m., live music, festive libations, and much more for the whole family to enjoy.

“Each year, Nights of a Thousand Candles rings in the joy of the holiday season as visitors stand in awe of the illuminated botanical garden,” says Page Kiniry, President, and CEO of Brookgreen Gardens. “The event has become the perfect holiday tradition where visitors stroll along lighted paths enjoying a warm cup of cider, savoring the sounds of holiday music, and celebrating the season with family and friends.”

For an exclusive first look at this year\'s display, visitors can attend The Nights of a Thousand Candles Preview Benefit on Nov. 20 from 6:00 p.m. to 8:00 p.m. Each year Brookgreen reaches hundreds of students and families with educational programming focused on history, the environment, and the arts. Each ticket is $125 and includes beverages and heavy hors d’oeuvres. To purchase tickets, click here.

For more information about Nights of a Thousand Candles and other events, visit www.brookgreen.org.

Nexton Announces Groundbreaking of SOLIS Nexton

Multifamily community adds residential options near Nexton Square’s office, dining and retailSUMMERVILLE, SC – Nexton, the most innovative and walkable community in South Carolina, announced today the groundbreaking of SOLIS Nexton, a new 320-unit multifamily development located in the heart of th...

Multifamily community adds residential options near Nexton Square’s office, dining and retail

SUMMERVILLE, SC Nexton, the most innovative and walkable community in South Carolina, announced today the groundbreaking of SOLIS Nexton, a new 320-unit multifamily development located in the heart of the award-winning master-planned community. The project is being developed by Charlotte-based Terwilliger Pappas and is expected to be completed by fall 2022.

SOLIS Nexton features one-, two- and three-bedroom apartment homes located in nine three-and-four-story buildings. Each for-rent residence will feature spacious floorplans, quality craftmanship, stylish finishes, granite countertops, stainless steel appliances and walk-in closets. The community will also offer garages for lease.

“We are excited to add Terwilliger Pappas to Nexton’s expanding list of talented partners who provide high-quality residential offerings that cater to a variety of lifestyles and preferences,” said Nexton’s Vice President of Operations Brent Gibadlo. “From young professionals to families and empty nesters, SOLIS Nexton will blend the best of Nexton living through its thoughtful planning and innovative design.”

The 11-acre community is located within walking distance to Nexton Square and will offer a resort-style pool, dog park, pet spa, entertainment lounge, state-of-the-art fitness center and private yoga/spin studio, electric car charging stations and a community pocket park.

“We are thrilled to be located in the heart of Nexton,” said Tom Barker, regional CEO for Terwilliger Pappas. “This is exactly the type of location we’ve been searching for – a walkable location with access to restaurants and other amenities desired by our future residents.”

The following partners were selected for SOLIS Nexton: contractor: Summit Contracting; architect and interiors: Group 4 Architecture and Cline Design Associates; civil and landscape architecture: SeamonWhiteside.

To learn more about Nexton, visit: www.nexton.com.

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About Terwilliger Pappas

Founded in 2013 by J. Ronald Terwilliger and Peter A. Pappas, Terwilliger Pappas develops best-in-class multifamily apartment communities in the Southeast’s most appealing submarkets. Terwilliger Pappas communities are identified by its marquee brand, Solis, and reflect the company’s elevated design emphasis resulting in the highest quality communities for its residents, investors and partners. Terwilliger Pappas is based in Charlotte, with regional offices in Raleigh and Atlanta.

About Nexton

Nexton is owned by a business entity of North America Sekisui House, LLC (NASH), and is developed by Newland. NASH and Newland share a deep commitment to sustainable development practices and apply these core values to the vision, planning, and development of their projects. Recognized as the No.1 master-planned community in the U.S. by the National Association of Home Builders (NAHB), Nexton is one of more than 20 assets the NASHNewland partnership owns and manages together across the U.S. newlandco.com | nashcommunities.com

Thank you for reading and sharing our articles from The Greater Charleston New Homes Guide. Our business is to know Charleston, SC\'s new home construction, home builders, neighborhoods and homes so we may assist you as you take your new construction home journey. Please take the time to explore our site. The Greater Charleston New Homes Guide is considered the best and most reliable ‘local’ resource to new home construction, builders, neighborhoods and homes throughout the Lowcountry since 2004.

Categories: Nexton Lowcountry Neighborhood News

Berkeley County Holds Groundbreaking for U.S. 176 Widening Project Phase 1

BERKELEY COUNTY, S.C. – Berkeley County joined state and community leaders on Friday, Aug. 27 to break ground on the U.S. 176 Widening Project Phase 1. The ceremony took place in front of Roper St. Francis Berkeley Hospital, which is located along U.S. 176 and is included within the project limits.U.S. 176 Phase 1 consists of widening U.S. 176 from US 17-A to Nexton Parkway Extension, from two to five lanes with raised medians and turn lanes and sidewalks on both sides. Initially, utilities will be relocated throughout the proje...

BERKELEY COUNTY, S.C. – Berkeley County joined state and community leaders on Friday, Aug. 27 to break ground on the U.S. 176 Widening Project Phase 1. The ceremony took place in front of Roper St. Francis Berkeley Hospital, which is located along U.S. 176 and is included within the project limits.

U.S. 176 Phase 1 consists of widening U.S. 176 from US 17-A to Nexton Parkway Extension, from two to five lanes with raised medians and turn lanes and sidewalks on both sides. Initially, utilities will be relocated throughout the project limits in order to make room for roadway improvements. The public is urged to drive with caution through the work zones.

The project, estimated to cost approximately $53 million, is being funded by the 2014 One Cent Sale Tax Referendum.

Bids for the project were received on April 6, 2021 and the contract was awarded to L. Dan Weaver Company. Infrastructure, Consulting & Engineering (ICE) is providing project management and inspection; design work was completed by Mead & Hunt. The project is expected to take about four years to complete.

For construction updates, visit www.BuildingBerkeley.com.

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