Senior Medicare Advantage plan insurance in Johns Island, SC

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Helping Seniors Make Better-Informed Medicare Decisions

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Johns Island or simply have questions about signing up for Medicare, our team is here to help.

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Medicare Johns Island, SC

Guiding You Through The Confusion of Medicare!

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What is Medicare?

If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

 Senior Medicare Advantage Plan Insurance Johns Island, SC

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.

Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in Johns Island

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

 Senior Medicare Plans Johns Island, SC

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

  • To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
  • Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
  • If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
  • If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
  • Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
  • You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
  • In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in Johns Island is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.

Senior Medicare Advantage Plan Insurance in Johns Island, SC

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

 Medicare Plans Johns Island, SC

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

 Senior Health Insurance Johns Island, SC

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Johns Island. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

  • If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
  • Whether you must get a referral to see a specialized doctor
 Healthcare Johns Island, SC

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Senior Medicare Advantage Plan Insurance

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

 Burial Insurance Johns Island, SC

The Senior Medicare Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

  • Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
  • Listening to your specific needs.
  • Responding to all inquiries and questions promptly and with a friendly attitude.
  • Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
 Medicare Advantage Johns Island, SC

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

Latest News in Johns Island, SC

Top things to do on Johns Island, SC

Johns Island is the largest island in South Carolina and is located right here in Charleston County.When visiting (or maybe even shopping for real estate) on the quaint island along the South Carolina coast, of course, visiting the beach is one of the most attractive things to do. Many say that Johns Island has some of the best beaches in the state, with seven different access points to the shore.But once you’ve had your fun in the sun and sand and you’re looking to truly experience what the island has to offer, the...

Johns Island is the largest island in South Carolina and is located right here in Charleston County.

When visiting (or maybe even shopping for real estate) on the quaint island along the South Carolina coast, of course, visiting the beach is one of the most attractive things to do. Many say that Johns Island has some of the best beaches in the state, with seven different access points to the shore.

But once you’ve had your fun in the sun and sand and you’re looking to truly experience what the island has to offer, there are many fun activities that you can do with family, a partner, friends, or even on your own. Although Johns Island is a solid 20 minutes away from downtown Charleston, with James Island in between the two, you can easily fill your vacation with exciting activities without leaving the island itself.

Here are five:

1. Angel Oak Tree

The iconic Angel Oak Tree is located on Johns Island and is known as a “Lowcountry Treasure.” This huge tree is 400-500 years old and is a must-see when visiting Johns Island or Charleston County. It stands 66.5 feet tall, measures 28 feet in circumference, and produces shade that covers 17,200 square feet.

With plenty of beautiful photo opportunities, a historic museum, and local artists selling prints near the base of the tree; you can enjoy a fun afternoon visiting this iconic landmark.

2. Explore the seas

Want to experience the sea in a whole new way? Take a boat trip from Johns Island to sail through the Charleston waterways! From boat charters to sailboat rentals, kayaking, paddle boarding, and more; you can easily explore the seas and waterways in an immersive way.

If you charter a boat or enjoy a sunset cruise, don’t forget your camera! The Lowcountry sunsets are one of the best parts of coastal living.

3. Have a brew

What goes along perfectly with a day at the beach? A beer from a local brewery. If you’re on island time and want to sip a brew during your visit to Johns Island, check out Low Tide Brewing, Edisto River Brewing Company, or Estuary Beans and Barley.

If you want to venture out to Downtown Charleston, you’ll find more brewery options and can enjoy hopping from destination to destination while getting a taste of the Lowcountry’s beer culture.

4. Go horseback riding

Have you ever gone on a beach vacation where horseback riding was involved? At Johns Island, you can! Eden Wind Farm teaches visitors how to feed and care for their horses and then, the best part, how to ride them! Enjoy the beauty of this farm while learning more about horses. This is the perfect, active, family-friendly activity to pass the time.

5. Take a fishing trip

Next time you’re in Johns Island, take some time to enjoy fishing with your loved ones. Kick back, relax, and enjoy the sights and sounds of the serene Lowcountry while catching a few fish. You may even see a dolphin or two along one of the many waterways in the area!

If you don’t catch anything and want to have a taste of the Lowcountry’s famous seafood spots in the area, check out Gilligan’s Seafood Restaurant, The Royal Tern, or Blu Oyster Sushi & Seafood.

Why this Johns Island parcel will be permanently protected

The Charleston County Aviation Authority and Lowcountry Land Trust have announced in a news release the permanent protection of a 90-acre site once threatened by development in the heart of Johns Island.The action comes after years of collaboration through the Johns Island Community Conservation Initiative, a partnership of The Center for Heirs’ Property Preservation, Coastal Conservation League, Lowcountry Land Trust, and Open Space Institute, a news release stated.Positioned at the mouth of Burden Creek, only a few feet...

The Charleston County Aviation Authority and Lowcountry Land Trust have announced in a news release the permanent protection of a 90-acre site once threatened by development in the heart of Johns Island.

The action comes after years of collaboration through the Johns Island Community Conservation Initiative, a partnership of The Center for Heirs’ Property Preservation, Coastal Conservation League, Lowcountry Land Trust, and Open Space Institute, a news release stated.

Positioned at the mouth of Burden Creek, only a few feet above sea level, and sitting along Charleston’s Urban Growth Boundary adjacent to the Charleston Executive Airport, Oakville-Burden Creek’s 90 acres were once marked for development, the release stated. Despite extensive discussion about the perils of developing flood-prone areas and vocal community opposition, zoning laws allowed for the construction of over 200 houses on the property, according to the release.

In 2021, Charleston County Aviation Authority purchased the land, and last month, the property was permanently protected under a conservation easement placed by Lowcountry Land Trust, the release stated. Funding for the purchase of the conservation easement was provided by South Carolina Conservation Bank and Charleston County Greenbelt Program.

“The protection of Oakville-Burden Creek represents the power of collective work and reinforces the integrity of Johns Island’s historical, natural, and rural heritage resources and guarantees that development will never threaten Burden Creek again,” said Ashley Demosthenes, president and CEO, Lowcountry Land Trust, in the release. “A broad base of partnerships and relationships truly made this effort possible.”

The property protection not only offers benefits for quality of life and conservation, but also it plays a role to ensure incompatible uses don’t occur immediately adjacent to an airport, according to the release.

“The Aviation Authority remains cognizant of the need to preserve the environment while at the same time allowing for development and growth,” said Elliott Summey, CEO and executive director, Charleston County Aviation Authority, in the release. “The greenspace north of the airport will enhance the protection of land allowing the Authority to potentially create a future runway within the airfield footprint, acting as a buffer zone for safety and operational purposes.”

Lowcountry Land Trust, which in the past has collaborated with entities such as Boeing, Volvo and the South Carolina Ports Authority, holds the conservation easement, according to the releaese.

The conservation easement comes at a critical moment as Johns Island’s agriculturally zoned farmland and forest properties, some close to Oakville-Burden Creek and the Urban Growth Boundary, are constantly threatened by development, the release stated.

“Permanent conservation of the open space along the edge of the Urban Growth Boundary helps stabilize traditional rural communities by preventing suburban sprawl and the associated increase in taxes and service fees,” Michelle Sinkler, special projects director for the Open Space Institute, said in the release.

Reach Jason at 864-568-7570.

Newly proposed Charleston City Council districts give Johns Island its own representative

After a decade of booming population growth, Johns Island may get its own representative on Charleston City Council.But making that change could cost a sitting council member their seat.The island is now in District 5, which also spans much of outer West Ashley. It is represented by Councilman Karl Brady, who lives in West Ashley.Two newly proposed City Council district maps...

After a decade of booming population growth, Johns Island may get its own representative on Charleston City Council.

But making that change could cost a sitting council member their seat.

The island is now in District 5, which also spans much of outer West Ashley. It is represented by Councilman Karl Brady, who lives in West Ashley.

Two newly proposed City Council district maps make Johns Island its own district without any extension into West Ashley. That means the City Council member to represent it would have to live on Johns Island.

“There is no one on council right now that drives our roads every day, sends their kids to school here, works here or lives here,” said John Zlogar, chairman of the Johns Island Task Force.

The group was established in 2013 to bring together residents and local officials to address Johns Island-specific issues.

While Zlogar said he has no issue with Brady, he said he would like to have a council member who can put their sole focus on the island.

“We will feel like we have someone that has our voice,” he said.

The island, which is partially within the city of Charleston and partially within unincorporated Charleston County, has deep roots in agriculture and the city’s Black history. Several Black family farms have run their businesses on the island since Reconstruction, when formerly enslaved laborers took over former plantations.

An “urban growth boundary,” established across the island limits where agricultural land must be protected and where development is allowed. Most of the city’s side of the island is located within the urban growth boundary and as a result has seen a massive influx of residents looking for a lower cost of living than the city’s core. Between 2010 and 2020, District 5, the district with Johns Island and West Ashley, grew a staggering 154 percent.

The redistricting process

Charleston Chief Innovation Officer Tracy McKee has led the city through the redistricting process three times in her career. Factoring in population growth between 2010 and 2020, McKee and city staff have been in the process of redrawing the council district boundaries for months.

“Four council members live on the peninsula, but we’ve had more growth in Berkeley County on Daniel Island and on Johns Island,” McKee said.

Every 10 years, the U.S. Census Bureau releases new population and demographic data that governments use to redraw voting districts. In 2020, it was delayed because of the COVID-19 pandemic.

City Council voted last summer to delay redistricting until after the fall 2021 election.

Officials try to balance the population size of each district as well as their geographic spread. In Charleston, for example, it would be impractical to include Daniel Island and outer West Ashley in the same district.

Initially, city staff put out one proposal in July. That plan kept all sitting council members within their current districts. None of them were at risk of losing their seat or having to run against each other to keep their seat. But the proposal split Johns island into three districts that included other areas of the city as well.

The map was met with some criticism for the wide span of geography each district covered. Districts were stretched from the peninsula far into West Ashley and District 11, covered parts of West Ashley, James Island and Johns Island.

The League of Women Voters published a commentary in The Post and Courier calling for more compact districts.

“Drawing districts to protect incumbents means the maps defy logic in many places. James Island remains divided into three different districts, one with very dubious contiguity as it crosses briefly over West Ashley and onto the peninsula. Johns Island, now all in District 5, will be divided into three different districts, diluting the voices of those residents,” the league wrote.

The league now supports the new proposals, mainly because the districts don’t stretch as far across the city.

“They keep communities together. These really prioritize citizen interests,” said Leslie Skardon, the director of advocacy for the League of Women Voters.

Impact to incumbents

On Aug. 28, city staff unveiled two alternative maps that took some of that feedback into consideration. The two new maps, referred to as 1A and 1B, are almost identical except for their effects on two current peninsula districts.

Both maps make Johns Island its own district.

To create the Johns Island district, city staff proposed two options. They can move District 3 or District 6 off of the West Side of the peninsula to only cover West Ashley. If District 3 moves off, District 6 will absorb the portion of the West Side that is currently in District 3.

Because District 3 Councilman Jason Sakran lives on the peninsula, he would be drawn out of his district. He would have to run for District 6 against fellow Councilman William Dudley Gregorie. But that seat is not up for election until 2025. In the meantime, depending on when council decides to make the maps effective, a special election would determine who represents the new West Ashley-only version of District 3.

The other scenario would be that District 6 would move off of its portion of the West Side of the peninsula. In that case, Gregorie, who lives also in the West Side, would be drawn into Councilman Sakran’s District 3. Because District 3 is up for election in 2023, the two would face off sooner.

Sakran said he would be OK with running against Gregorie in 2023, but he is most favorable of the original map that keeps all council members in their respective districts.

“You are overhauling peoples’ elected representatives to the tune of 40 percent of the city’s population,” Sakran said of the new proposals.

According to the city, if the original proposal is accepted, about 30 percent of the city’s population will end up in new council districts. If either of the alternatives are chosen, that number will move up to 39 percent.

Another factor in the process is the establishment of minority-majority districts. Districts 4 and 7 on the all three map proposals are majority-minority districts. They cover the upper peninsula and part of West Ashley, respectively. When the maps were last redrawn in 2010, the city went from having five majority-minority districts to three. Now the city is guaranteed to have two. As demographics shift, it’s difficult to group minority voters together and ensure their voice is in the majority in any part of the city, McKee said.

City Council will review the map proposals at its Sept. 13 meeting. No action will be taken. A public hearing will be held in the fall. Residents can view the maps and leave comments online the city’s redistricting “Open Town Hall” webpage at www.charleston-sc.gov/Redistricting2020. Email comments are accepted at redistricting@charleston-sc.gov.

Reach Emma Whalen at 843-708-5837. Follow her on Twitter @_emma_whalen.

Commentary: On Johns Island, a sixth road alternative will save our sense of place

Johns Island is much more than a traffic jam: It is a collection of people with deep connections to place and community. Many have been here for generations and have roots in the island’s agricultural history. More are new neighbors who moved to this beautiful Sea Island seeking a purposeful way of life.The island’s roads are in dire need of improvement, which is one reason Charleston County residents voted for the 2016 half-cent sales tax to fund necessary upgrades, such as improvements along the Main Road Corridor. Work ...

Johns Island is much more than a traffic jam: It is a collection of people with deep connections to place and community. Many have been here for generations and have roots in the island’s agricultural history. More are new neighbors who moved to this beautiful Sea Island seeking a purposeful way of life.

The island’s roads are in dire need of improvement, which is one reason Charleston County residents voted for the 2016 half-cent sales tax to fund necessary upgrades, such as improvements along the Main Road Corridor. Work on Segment A, or the flyover at U.S. Highway 17 and Main Road, is moving forward, and now the county is considering Segment C: improvements to Bohicket Road, from Maybank Highway to Betsy Kerrison Parkway.

All five alternative proposed designs create four- and five-lane highways through the southern portion of Johns Island, drastically changing its character.

Hence the formation of Rational Roads, a nonprofit advocacy group whose goal is to develop a more effective, less destructive solution to the five unacceptable options provided in 2020 for the Main Road Segment C project.

Change is hard. New ideas are often deemed “radical” or even “irrational.” But change is necessary. Too many highways in Charleston have cut through and destroyed communities due to a lack of creative visioning. Better, more local solutions for road improvements exist, and to get there, the community must be engaged. Because who understands the safety concerns and chokepoints better than the local community? Transportation planners, engineers and elected officials should rely on community members’ insight from the beginning.

Our grassroots methodology is steeped in community feedback and data. Rational Roads has hosted more than a dozen meetings in the past year via Zoom and at churches, breweries, community gatherings and farmers markets. We’ve engaged developers, conservationists, pastors, students, farmers and more. We have found that Johns Islanders are deeply connected to the soul and preservation of this island. And we know that 21st century problems can’t be solved with 20th century solutions, especially when it comes to road building.

At Rational Roads, we are asking County Council to update the “purpose and need” for the Main Road Segment C project; that’s what will guide the direction of the Segment C project. We feel strongly that the purpose and need should include safety. Johns Island needs a customized approach for our community that goes beyond a five-lane road from point A to point B, stripping our community of its character and missing a critical opportunity to address safety concerns and create a connected sense of place.

We raised funds to work with traffic engineers to develop a sixth alternative, one that addresses our island’s traffic needs by adding left-turn lanes, roundabouts and intersection improvements at key locations where accidents are happening and congestion is occurring. Our local traffic data revealed that the worst safety and congestion issues exist between Mary Ann Point and Edenvale roads.

Through our conversations with residents across the island, we heard loud and clear that the road should be aligned with the island’s rural character, so Alternative 6 includes safe and connected streets with infrastructure for all road users, including people on foot and on a bike.

These types of improvements, combined with upgrades to Johns Island’s community center, would improve our sense of place, reflect our community values and enhance our quality of life.

Choosing inclusivity over divisiveness, we have engaged County Council members, elected leaders at the city of Charleston, state lawmakers and county staff, and we are finding renewed hope that collaboration can lead to bold improvements. Our plan can be adapted to avoid wetlands, home relocations and trees. Working with County Council and staff, we will keep improving Alternative 6 to ensure that it is the least-destructive and most cost-effective approach.

As we update our design based on recent feedback, we ask County Council to include safety and context-based designs in the project’s stated purpose and need. We can either have a road that looks like Highway 17 cutting through our island’s rural heart or a series of street and traffic upgrades that work together to enhance safety and incorporate localized designs based on a cohesive community vision.

We have the tools to build better roads. Rational Roads is showing that working together every step of the way will help us do just that.

Kate Nevin is a co-founder of Rational Roads for Johns Island and a Johns Island resident.

Biden's inner circle met at Wilmington home where classified docs found

Days after he left the vice presidency in 2017, President Biden met with his inner circle at the Wilmington, Delaware, home where classified documents were recently discovered.While the White House revealed on Monday that no visitor logs exist for Biden's Wilmington residence, several people have been identified as guests at the house, a Fox News Digital review found.Twelve days after leaving office, then-Biden aide Kathy Chung invited Biden’s son, Hunter Biden; Biden’s sister, Valerie Biden Owens; and several other...

Days after he left the vice presidency in 2017, President Biden met with his inner circle at the Wilmington, Delaware, home where classified documents were recently discovered.

While the White House revealed on Monday that no visitor logs exist for Biden's Wilmington residence, several people have been identified as guests at the house, a Fox News Digital review found.

Twelve days after leaving office, then-Biden aide Kathy Chung invited Biden’s son, Hunter Biden; Biden’s sister, Valerie Biden Owens; and several others to a "UDEL meeting at the Lake house" on Feb. 7, 2017, according to emails recovered from Hunter’s abandoned laptop, which have been verified by Fox News Digital.

UDEL most likely refers to the University of Delaware, Biden’s alma mater, and the "lake house" refers to Biden’s lakefront home in Wilmington.

Those copied on the email included Kate Bedingfield, who now serves as White House Communications Director, Mike Donilon, who now serves as Biden's senior adviser, and Brian Mosteller, who currently serves as a senior advisor to the U.S. Embassy in Tokyo.

Others on the email included Biden’s longtime friend, Mel Monzack, current Deputy Secretary of Commerce Don Graves, former Biden aide Richard Ruffner, and Steve Ricchetti, who currently serves as Biden's counselor and previously was his chief of staff while he was vice president starting in 2013, before being tapped for a senior role at the embattled Penn Biden Center in Washington, D.C.

Chung, who was Biden's executive assistant when he was vice president and the Pentagon's current deputy director of protocol, wrote at the time: "OK, lets do 10:00 am on Tuesday at the Lake house. I hope this gives everyone plenty of time to drive up to DE. Please let me know if this is too early. VP asked me to check with you all. Thank you."

At least three batches of Obama administration-era classified documents have been found on Biden's property in recent months: one batch at the and two at his Wilmington property.

The began its investigation into Biden after the first batch was discovered by the president’s personal lawyers at the Penn Biden Center in November, just days before the midterm elections. The developments only became public this month after CBS News broke the story and the White House was forced to respond. Attorney General Merrick Garland launched a special counsel investigation after additional from Biden were found at the Wilmington home.

Chung was an executive assistant for Vice President Biden from 2012 through the end of the Obama administration. that Hunter recommended Chung for the executive assistant role when the previous holder of the job, Michele Smith, departed the White House in the spring of 2012.

On Feb. 2, 2017, Bedingfield sent an email to Hunter, Owens and several of the others, with the addition of Robert Peters, a for Joe Biden, to confirm the wording for a University of Delaware press release announcing the Biden Institute.

Biden of his Wilmington residence into a de facto campaign headquarters in March 2020 at the onset of the COVID-19 pandemic, where he frequently hosted virtual events and would have had to rely on campaign aides to help. Annie Tomasini, who is currently the director of Oval Office operations at the White House, and Anthony Bernal, a senior adviser in first lady Jill Biden's office, "were allowed in regularly" because "neither of them had their own families, which meant they could devote themselves entirely to the Bidens," the "Lucky: How Joe Biden Barely Won the Presidency" book said.

Biden has spent considerable since taking over the presidency, having been there for nearly 200 days, according to an Associated Press tally. During the visits, Biden stays at his Wilmington or Rehoboth Beach residences and has a full security detail. Others who have been at the house include past presidential campaign staff and current aides, including Steve Ricchetti, who just traveled with Biden over the three-day holiday weekend to his Wilmington house and is a longtime confidante.

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