Senior Medicare Advantage plan insurance in James Island, SC

Ask us Anything

843-991-2695

Quick Quote

Helping Seniors Make Better-Informed Medicare Decisions

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in James Island or simply have questions about signing up for Medicare, our team is here to help.

Service Areas

Medicare James Island, SC

Guiding You Through The Confusion of Medicare!

Request a Consultation

What is Medicare?

If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

 Senior Medicare Advantage Plan Insurance James Island, SC

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.

Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in James Island

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

 Senior Medicare Plans James Island, SC

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

  • To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
  • Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
  • If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
  • If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
  • Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
  • You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
  • In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in James Island is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.

Senior Medicare Advantage Plan Insurance in James Island, SC

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

 Medicare Plans James Island, SC

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

 Senior Health Insurance James Island, SC

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in James Island. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

  • If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
  • Whether you must get a referral to see a specialized doctor
 Healthcare James Island, SC

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Senior Medicare Advantage Plan Insurance

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

 Burial Insurance James Island, SC

The Senior Medicare Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

  • Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
  • Listening to your specific needs.
  • Responding to all inquiries and questions promptly and with a friendly attitude.
  • Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
 Medicare Advantage James Island, SC

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

Latest News in James Island, SC

CCSD showcases major facility renovations

CHARLESTON COUNTY, S.C. (WCBD) — Charleston County School District (CCSD) officials have unveiled new renovations to several of their facilities ahead of the first day of school.“It’s been a long time coming, we’re thrilled to have them, and we can’t wait to start the school year,” said Tim Thorn, principal of James Island Charter High School. “The first day is going to be amazing.”James Island Charter High School showcased a new Career and Technology Education ...

CHARLESTON COUNTY, S.C. (WCBD) — Charleston County School District (CCSD) officials have unveiled new renovations to several of their facilities ahead of the first day of school.

“It’s been a long time coming, we’re thrilled to have them, and we can’t wait to start the school year,” said Tim Thorn, principal of James Island Charter High School. “The first day is going to be amazing.”

James Island Charter High School showcased a new Career and Technology Education (CTE) building and competition gymnasium Friday — a project totaling at $24.9 million. The renovations also include a new state-of-the-art gymnasium, athletic hall of fame, school store, weight room and sports medicine classroom.

The new CTE building will double the size of the school’s health science and engineering programs, and add culinary arts, district officials said.

Thorn said the school has been awaiting new athletic facilities since 2000, and commends the district for completing the project despite supply chain challenges during the pandemic.

“We have this building today because they stepped up and got it done. We’re very appreciative that it actually happened,” he said.

At Burke High School, officials said the district put $4.7 million towards constructing a new synthetic turf field, asphalt walking track, scoreboard, sound system and new fencing in the Stoney Field facility.

“For students, they’re going to be excited about it, they’re going to be motivated about it. They’re just going to have a really improved athletic experience,” said Jasmeen Shaw, executive director of capital programs for CCSD.

School leaders said they’re excited Stoney Field will provide a new home for Burke students, who have had to drive to West Ashley for access to athletic facilities in years past.

“You see up on the scoreboard, it says Stoney Field, home of the Burke Bulldogs. This is their home field, and they’re back in their community,” said Deon Richardson, Burke High School’s athletic director.

Burke High School administrators said they hope to see the new facility packed with fans at the first football game next Friday.

CCSD officials said the one-penny sales tax has been an instrumental funding source in providing modern athletic facilities.

For more information on CCSD, visit the district’s website here.

Don Kennedy ready for new school year as CCSD’s leader

CHARLESTON COUNTY, S.C. (WCBD) – South Carolina’s second-largest school district will welcome 49,000 students back to the classroom next week. But the return comes after big changes within the Charleston County School District’s (CCSD) leadership team.Don Kennedy, who previously served as Chief Financial Officer, was named the district’s interim superintendent earlier this year. It’s a role he plans to have for a least a year and a half.“That’s not up to me, that’s up to the schoo...

CHARLESTON COUNTY, S.C. (WCBD) – South Carolina’s second-largest school district will welcome 49,000 students back to the classroom next week. But the return comes after big changes within the Charleston County School District’s (CCSD) leadership team.

Don Kennedy, who previously served as Chief Financial Officer, was named the district’s interim superintendent earlier this year. It’s a role he plans to have for a least a year and a half.

“That’s not up to me, that’s up to the school board,” he told News 2’s Octavia Mitchell. “I’m assuming I’ll be in this role at least a year and a half. During that year and a half, my work is to actually put in the structures and systems that whenever the permanent superintendent comes on board, after June of next year, that person doesn’t have to start over. Right now, my focus is on doing the work for the time period I have.”

Kennedy made sweeping changes to the district’s leadership team prior to the start of the new school year, even eliminating the Chief of Staff position.

“It’s a refocus on how we address student needs. I’m optimistic,” he said. “Every decision I make on organizational changes is academically based.”

Kennedy went on to say, “We have a new deputy superintendent, new chief academic officer, the new chief of schools, those are the leaders in the district from the academic standpoint, and so I do not plan on making additional changes at that level.”

He said any organizational change he makes is associated exclusively with “trying to make sure we are aligned properly to support schools and students.”

With 87 schools, Kennedy said the district has a lot of work to do. Right now, 51 percent of students do not read on grade level. Kennedy consulted with Mississippi’s Secretary of Education about significant educational gains. He hopes to replicate the same results for Charleston County.

“When she took over in Mississippi in 2014, Mississippi was 50th in the nation in terms of states, ranked at the bottom in reading on the national assessment. As of now, the state of Mississippi is number thirty-five, so I know this work can be done. I would say to the community, to families, and even to students we know we can do the work.”

No new schools will open within the Charleston County School District this year; however, the district will begin construction on Morningside Middle School next year, and plans are in the works for a new elementary school on Johns Island.

The district purchased land for a new school in Awendaw, but there are no concrete plans for the school in that area. CCSD also made major renovations at Mitchell Elementary, Stoney Field, and James Island Charter.

As the new year approaches, CCSD continues to work to fill teacher vacancies. As of Thursday, there are 45 open positions. But there is good news when it comes to bus drivers: “We have a bus driver for every route. We have no shortages of bus drivers, the contract calls for a little bit of overage, and we’re short that number, but in terms of being able to have a trained driver in every bus that goes on a route. We have that covered,” said Kennedy.

Kennedy said the work to make improvements within the district is intensified as they also work to increase the level of family and community engagement.

Sea Island Habitat for Humanity struggling with rising costs

CHARLESTON, S.C. (WCIV) — Since 1978, for more than four decades, the Sea Island Habitat for Humanity has been a mainstay in the Lowcountry.Three hundred seventy-six homes were built for those struggling with finances.That work continues with seven total homes planned for 2022, and hopefully another nine for 2023.Despite a successful track record, not everything goes perfectly for the non-profit."I think the biggest factor w...

CHARLESTON, S.C. (WCIV) — Since 1978, for more than four decades, the Sea Island Habitat for Humanity has been a mainstay in the Lowcountry.

Three hundred seventy-six homes were built for those struggling with finances.

That work continues with seven total homes planned for 2022, and hopefully another nine for 2023.

Despite a successful track record, not everything goes perfectly for the non-profit.

"I think the biggest factor we face is an infrastructure challenge," says John Rhoden, the organization's Executive Director.

Rhoden has noticed some spots in recent years are tougher to build on due to a lack of a sewage system.

The Town of Hollywood unfortunately is one of those places.

It can be costly to build close to where the sewer lines are.

The Town's Planning director, Roy DeHaven, tells us, "The issue seems to be the distance from the gravity sewer lines. Most of the properties close to the sewer lines are very expensive on the land cost."

However, DeHaven says the town is working with Habitat to deal with some of those troubles.

Rhoden understands the difficulties.

"Perfect world in our scenario, I think we would have more sewer systems in place. And that's not a quick fix."

Other issues include property value costs.

Rhoden says, "As we are finding land so expensive and so hard to get on James Island, Johns Island, we're moving further and further away from Charleston."

But Habitat has two communities, Hollywood and Ravenel, who welcome the non-profit and both say they have a great working relationship with Habitat.

However, other obstacles have plagued the non-profit in recent years; most notably, Covid.

During the pandemic's height, around half of the home builds had to stop due to a volunteer shortage.

Good news- the volunteers are back in near pre-Covid numbers, allowing planned projects to resume while taking on new ones.

The Roof Repair Rally is a fundraiser to help the Sea Islands Habitat for Humanity fix up non-Habitat homes' roofs.

Last year, 31 were fixed for people dealing with income crisis. This year, they aim to match that. But, they need donations to pull the plan off.

Men’s Soccer Announces 2022 Signing Class

Jeff Sochko/Tim Cowie PhotographCLINTON, S.C. - The Presbyterian College men’s soccer team has announced a talented 15 players signing class. We are excited to announce our 2022 recruiting class. I would like to thank former assistant coach, Luke Oesterle, who was pivotal in the formation of this group of young men joining Presbyterian College. We feel these student-athletes will help elevate the program both on and off the field. We look forward to integrating these student-athl...

Jeff Sochko/Tim Cowie Photograph

CLINTON, S.C. - The Presbyterian College men’s soccer team has announced a talented 15 players signing class.

We are excited to announce our 2022 recruiting class. I would like to thank former assistant coach, Luke Oesterle, who was pivotal in the formation of this group of young men joining Presbyterian College. We feel these student-athletes will help elevate the program both on and off the field. We look forward to integrating these student-athletes into our program and welcoming each of them to the Presbyterian College soccer family.

CHEIKH ATAMAODefender, Longwy, France/Universite de Strasbourg

Helped his Excelsior Virton club team capture the 2018 and 2019 Belgium Youth Championships. Experience at FC Metz Academy in France.

JAMARI BUSBYDefender, Mississauga, Ontario, Canada/Our Lady of Mount Carmel Secondary School

Named to the Provincial team. Helped his Toronto FC club team capture two Ontario Cup titles while finishing runner-up three times.

DAVIT CHINCHALADZEDefender/Midfielder. Tbilisi, Georgia/High Mowing School (New Hampshire)

Sophomore transfer from Kansas City Kansas Community College. Earned All-Conference honors at the High Mowing School. Hails from the country of Georgia, he played an integral role in helping his club team, Dinamo Tbilisi, finish in first place in the Georgian League five times.

DAVID CITRONMidfielder, Fontaine-le-Comte, France/Lycee de la Venise Verte

Played club soccer for the Chamois Niortais Football Club. Scored his first goal this year in the fifth level in France. Named MVP of the National Team as a U14 player. MVP of the Regional Championship as a U15 player. Earned a promotion to the U19 National team this year.

JAMES DEEGoalkeeper, Gainesville, Ga./North Forsyth High School

Finished the spring ranked as the number one goalkeeper in the South Atlantic region by TopDrawerSoccer. He was a three-star recruit who played club soccer for the Atlanta United FC.

URIEL FERGUSONDefender/Midfielder, Los Angeles, Calif./Loyola University (Chicago)

Sophomore transfer from Loyola, who saw action in five matches in the spring of 2021. He played club soccer for Boca Juniors in Los Angeles. He was the Far West Regions’ second-leading goal scorer in 2018. He played a major role in helping his club team capture the SoCal National Cup Championship twice and reached a ranking of number two in the state of California. At Loyola High School, he was captain of the basketball and track teams.

CARSON GRIFFITHMidfielder, Gastonia, N.C./Charlotte

A junior transfer from Charlotte who saw action in five games during his two years with the 49ers. Led his Forestview High School team in goals and assists while helping the team reach the third round of the state playoffs as a sophomore. Was a team captain as a junior and a senior for his Charlotte Soccer Academy Club team. His father Mike Griffith is the head men’s tennis at Gardner-Webb University.

IRAGI KALALAMidfielder, Pittsburgh, Pa./Brashear High School

As a senior, he earned all-state and all-conference honors. He was named to the WPIAL team as a junior and a senior. He made the Big 56 team as a sophomore, junior and senior. He played a major role in helping his Century United club team win the state cup twice and reach the national finals in 2022.

CHASE KENNEDYMidfielder/Forward, North Charleston, S.C./Fort Dorchester High School

Named the Low Country Player of the Year while leading all 5A players in goals, assists, and points. Was a two-time all-region selection who claimed all-state honors as a senior. Played in the Clash of Carolinas All-Star game. Played a major role in helping his South Carolina Surf ECNL club team capture three state titles. In 2017, his club team won the national championship while finishing third in the nation in 2018.

LORENZO NAGYMidfielder/Forward, Kecskemet, Hungary/University of South Carolina

Junior transfer from the University of South Carolina, who saw action in 28 games while scoring two goals including scoring a goal in the Gamecocks’ win over Winthrop in 2021. While at South Carolina, he was named to the Dean’s list four times and the President’s List twice. Graduated high school from Felcsuti Letenyey Lajos in Hungary.

TRAVIS SAMATOVDefender, Charleston, S.C./James Island Charter

Earned all-state and all-region honors. Played an integral role in helping James Island win the state championship. Helped his South Carolina United Soccer Club team capture the U15 USYS National Championship.

LEONARD STRITTERGoalkeeper, Eschborn, Germany/Carl von Weinberg Schule

Recorded five shutouts while saving two penalty kicks in 25 appearances for his U19/U17 Bundesliga South-Southwest club team. Earned several top goalkeeper awards while being an All-Hessen selection.

TOMAS WHITEMidfielder, Buenos Aires, Argentina/Bethel College

Junior transfer from Bethel College in Kansas. Earned Kansas College Athletic Association all-conference honors. Played a major role in helping Bethel reach the KCAA Tournament in each of his two seasons. Played club soccer for Alianza FC in Panama. Graduated high school from Panamerican School in Panama City, Panama.

Troubling TikTok challenges inspire new, digital hall pass system

CHARLESTON, S.C. (WCSC) - To fight back on an uptick in illicit behavior inspired by the social media platform TikTok, a Charleston County school is taking the traditional hall pass digital.Through an application called SmartPass, students at James Island Charter High School can request permission to leave the classroom for things like going to the restroom or stopping by their lockers. The app is downloaded to each school-issued laptop but can also be downloaded to a cell phone as well.“We have had people, unfortunately,...

CHARLESTON, S.C. (WCSC) - To fight back on an uptick in illicit behavior inspired by the social media platform TikTok, a Charleston County school is taking the traditional hall pass digital.

Through an application called SmartPass, students at James Island Charter High School can request permission to leave the classroom for things like going to the restroom or stopping by their lockers. The app is downloaded to each school-issued laptop but can also be downloaded to a cell phone as well.

“We have had people, unfortunately, try to sneak into our school and they’re not supposed to be here. Now, at any given moment, we know there should be, say, seven people in the hallway and who they are,” Principal Timothy Thorn said. “It has a lot of safety components that allows us to keep our buildings safer.”

While the app does not track movements, all active passes are monitored on a screen by the principal, student concern specialists or the school resource officer. When students are issued a pass, they’re given a time limit before they’re supposed to return. When they run out of time the pass turns red on the screen and school officials can then follow up as needed.

Thorn says this system is new for them this year and is a direct response to some of the issues exposed last year.

“Last year, there was a TikTok challenge that a lot of schools went through. Kids would text each other to leave class. They’d meet up and then they’d go around the building and film themselves doing various things. The TikTok challenge was vandalism and stealing things from school,” Thorn said. “We are trying to cut back on the vandalism in our school, the sinks being ripped off the wall. . . it’s not a new problem but it definitely escalated in the last couple years.”

The time allowed for each hall pass is adjustable. For now, Thorne says bathroom breaks are generally given five minutes, while trips to the water fountain could be three minutes. Students start with five bathroom passes a day, but Thorn says they’re still figuring out what works best and teachers have the authority to override daily limits.

The app also has a feature that can control which students can have hall passes at the same time. Thorn says this feature allows them to crack down on significant others who might want to meet up in the middle of class or prevent groups of students known to abuse bathroom privileges from all being allowed to leave the classroom at the same time.

Thorn says the feature helps them keep students safe who are being bullied.

“It’s really about the bullying, harassment and safety contracts,” Thorn said. “If we can say student A, B and C can’t be out with student D to make sure it [bullying] doesn’t go on, that’s a tremendous way to keep kids safe. We have had to have adults follow students around just to get through some of these school harassment issues.”

You can learn more about the app, how it works and some of the reviews at its website.

Copyright 2022 WCSC. All rights reserved.

Disclaimer:

This website publishes news articles that contain copyrighted material whose use has not been specifically authorized by the copyright owner. The non-commercial use of these news articles for the purposes of local news reporting constitutes "Fair Use" of the copyrighted materials as provided for in Section 107 of the US Copyright Law.