Senior Medicare Advantage plan insurance in Florence, SC
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Helping Seniors Make Better-Informed Medicare Decisions
Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.
Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).
At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.
We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Florence or simply have questions about signing up for Medicare, our team is here to help.
Guiding You Through The Confusion of Medicare!Request a Consultation
What is Medicare?
If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.
Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.
There are four parts of Medicare:
The amount of money you pay for your health care depends on several factors, including:
- What kind of care you need, and how often it is needed.
- The type of Medicare coverage you choose.
- Whether there are alternative insurance policies that will help fill gaps in your coverage
- Whether a doctor agrees to charge you the same amount that Medicare will cover for a medical service
At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.
Senior Medicare Supplement Plan Insurance in Florence
Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.
Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.
Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.
Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:
Important Information About Senior Supplement Plan Insurance
To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
- To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
- Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
- If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
- If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
- Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
- You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
- In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.
For many people, the best time to buy senior Medicare Supplement Plan Insurance in Florence is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.
Senior Medicare Advantage Plan Insurance in Florence, SC
A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:
- Preferred Provider Organizations
- Special Needs Plans
- Private Fee-for-Service
- Medicare Medical Savings Account Plans
- Health Maintenance Organizations
In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.
How Medicare Advantage Plans Work
Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).
Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.
When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.
Medicare Advantage Plan Insurance Rules
Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Florence. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.
Different plans have different rules for how you receive services, such as:
- If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
- Whether you must get a referral to see a specialized doctor
Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.
Paying for Your Senior Medicare Advantage Plan Insurance
How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.
We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.
The Senior Medicare Insurance Services Commitment
Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:
- Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
- Listening to your specific needs.
- Responding to all inquiries and questions promptly and with a friendly attitude.
- Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.
Latest News in Florence, SC
Oceanside Collegiate boys, Bishop England girls win 2-A Lower State basketball championships
FLORENCE, S.C. (WCSC) - The Lowcountry has at least 2 teams that will be playing for state championships next weekend.The Oceanside Collegiate boys and the Bishop England girls each won the 2-A Lower state title on Friday with wins in Florence. Both teams beat Andrew Jackson.The Battling Bishops had a tougher day, down by 12 at the half, Paul Runey’s team turned up the defense in the 2nd half. They would give up just 2 points in the third and fourth quarters and Evelyn Kitchin hit a free throw with under 30 seconds to go ...
FLORENCE, S.C. (WCSC) - The Lowcountry has at least 2 teams that will be playing for state championships next weekend.
The Oceanside Collegiate boys and the Bishop England girls each won the 2-A Lower state title on Friday with wins in Florence. Both teams beat Andrew Jackson.
The Battling Bishops had a tougher day, down by 12 at the half, Paul Runey’s team turned up the defense in the 2nd half. They would give up just 2 points in the third and fourth quarters and Evelyn Kitchin hit a free throw with under 30 seconds to go to give Bishop England their first and only lead of the day in a 39-38 win.
“It’s unreal, it’s unreal” Runey said. “I thought we were gonna have our hands full with the way they did it in the first half but I kinda told the girls I really think they played their best basketball in the 1st half lets just cut it in half by the 3rd quarter and go all out in the 4th and things fell our way”
Izzy Woods led the Bishops with 12 points while Lissie Van de Erve added 11.
“From all the seniors we lost last year, only 5 returning, we’re a young team and we’ve done the unthinkable, no one thought we could get to state and I’m so proud of our team, so proud of my girls, we could not do this without doing this together.” Kitchin said. When asked about the game winning free throw she said. “I was shaking, I was like oh lord, I put it all on the man above and it went in”
The Bishops will face Gray Collegiate in the state championship game on Friday afternoon.
Oceanside Collegiate’s boys were also down early, trailing by 2 after the first quarter but they would outscore the Volunteers 27-8 in the 2nd and never looked back earning a 75-38 win to take their first lower state championship.
Malachi Stevens led the way with 24 points while Makhi Rivers chipped in with 13.
“Man, I got that monkey off my back” Oceanside head coach Quinton Hollis said. “I couldn’t sleep this whole week, it started with the Mullins game, when I watch film I get this feeling so I stopped watching film, just really got that monkey off my back, it feels good today”
The Landsharks will also play Gray Collegiate in the state finals next Friday.
Copyright 2023 WCSC. All rights reserved.
Hartsville boys' season ends in lower state final
FLORENCE, S.C. − The Hartsville boys made an impressive turnaround after losing seven of 10 games, reaching the Class 4A lower state final at the Florence CenterThat road, however, ended Friday with a 54-38 loss to Irmo. Coach Yusuf English’s Red Foxes finish the season at 14-14.“We didn’t play our basketball; we didn’t play our brand,” English said. “We turned the ball over way too much. There were some calls that should have gone our way; but you can’t blame the refs. I thought ...
FLORENCE, S.C. − The Hartsville boys made an impressive turnaround after losing seven of 10 games, reaching the Class 4A lower state final at the Florence Center
That road, however, ended Friday with a 54-38 loss to Irmo. Coach Yusuf English’s Red Foxes finish the season at 14-14.
“We didn’t play our basketball; we didn’t play our brand,” English said. “We turned the ball over way too much. There were some calls that should have gone our way; but you can’t blame the refs. I thought we did a good job of staying composed.”
From the second quarter on, Irmo played like it was a high-octane muscle car just waiting to hit warp speed.
Late in the second quarter, after Hartsville got within 17-16 on a Deandre Huggins putback, that’s exactly what happened when the Yellow Jackets went on a 11-0 run to build a 28-18 halftime lead.
After a layup by Irmo’s Madden Collins, the Yellow Jackets revved its defensive pressure. That led to three more Yellow Jacket layups − one by Brandon Crawford and two more by Collins. The latter was part of a three-point play that put Hartsville in a 26-16 deficit.
After a Crawford layup made it 28-16, Hartsville finally got back into the scorebook with a Huggins layup.
“(Crawford), at 5-9, that’s tough to get past,” English said. “He had a bunch of blocks tonight.”
But Hartsville turnovers were the theme of Irmo’s game-changing run.
“Those turnovers blew the game wide open,” English said. “Before that, it was nip and tuck. But as soon as those turnovers were one after the other after the other, I had to call time out to stop the bleeding.”
After a Huggins layup to start the second half trimmed the Yellow Jackets’ lead to 28-20, the Yellow Jackets did more than regroup. They built their lead back to double digits.
Irmo’s biggest advantage was 54-35 after Te’Andre Summons’ layup.
Huggins led the Red Foxes with 15 points, followed by Xavion Robinson with 14.
As the Red Foxes go into the offseason, English wants his team to remember how much it progressed after those early struggles.
“We were 1-5 in region play and had just lost to South Florence and the team was falling apart,” English said. “We went into the locker room at South Florence and told the players, ‘You’ve just got to believe in yourselves.’ And they believed in themselves and in us. And look how far we made it.”
H 7 11 10 10 − 38
I 11 17 14 12 − 54
Foman 4, Xavion Robinson 14, Brown 2, Crawley 3, Deandre Huggins 15.
Jonathan White 13, Collins 2, Te’Andre Summons 11, Madden Collins 11, Brandon Crawford 10, Brand 7.
Blue Hose Battle Terriers on Saturday Afternoon
CLINTON, S.C. – The Presbyterian College women's tennis team is back in action at home for a 1 p.m. first serve against Wofford on Saturday from the Templeton Tennis Courts.MATCHDAY CENTRAL MATCHUP: Wofford (5-4) vs Presbyterian (2-9) TIME: Saturday, February 25, 1 p.m. LOCATION: Templeton Tennis Courts (Clinton, S.C.) LIVE STATS: St...
CLINTON, S.C. – The Presbyterian College women's tennis team is back in action at home for a 1 p.m. first serve against Wofford on Saturday from the Templeton Tennis Courts.
MATCHDAY CENTRAL MATCHUP: Wofford (5-4) vs Presbyterian (2-9) TIME: Saturday, February 25, 1 p.m. LOCATION: Templeton Tennis Courts (Clinton, S.C.) LIVE STATS: Stat Broadcast
COACH ROBERTS ON WOFFORD MATCH "The team is really looking forward to being back at home again on Saturday against Wofford. It is always a tough battle with Wofford ."
SCOUTING THE TERRIERS - Wofford enters Saturday's match with a 5-4 record as the Terriers enter play in Clinton winners of their last five matches. The Terriers have defeated Converse, Emmanuel, Gardner-Webb, Mars Hill and North Greenville during their win streak. - Brianna Wilbur leads Wofford in singles with a 6-3 record playing primarily at the No.2 spot. Emely Kahrs sits at 5-4 on the year including a perfect 5-0 mark at the No. spot in the Wofford lineup. - In doubles, Wilbur along with Catherine Blouin lead the way for Wofford with a 5-1 record as Georgia Fischer and Lily Woods have excelled in doubles this spring with a 6-3 mark. - Wofford has an 11-2 edge in the all-time series against the Blue Hose dating back to the schools first meeting in 2009. Wofford picked up a 6-1 win over PC last spring and has earned the victories in the last seven meetings.
LAST TIME OUT - The Presbyterian College women's tennis team fell in non-conference action on Monday to Coastal Carolina as the visiting Chanticleers defeated the Blue Hose 7-0 at the Templeton Tennis Courts.
NEWCOMERS - Presbyterian returns four players from last season's team while adding a trio of new faces to the squad for the 2022-23 season. - Fourth-year head coach Joel Roberts welcomes back junior Lucianna Piedra (Mexico City, Mexico), sophomore Madison Dennett (Palm City, Fla.), Valentina De Sousa (Caracas, Venezuela), and Claudia Sanchez (Betera, Valencia, Spain). - Roberts also welcomes Varvara Nikolaeva (Suffolk, Va.) along with McKenzie Davis (Florence, S.C.) and Claire Giddings (Milton, Ga.) as the three freshmen to the roster for the 22-23 season.
SPRING SLATE - Head Coach Joel Roberts 2023 spring slate features 20 matches, including 14 in the non-conference, beginning with the weekend's matches at Lander and Clemson. - 12 of the 14 non-conference matches occur against teams who tallied 10+ wins during the 2022 season, highlighted by three with 19 wins last year. The three teams to total 19 victories were the College of Charleston, Charlotte, and Long Island. - In conference play, PC hosts Campbell, UNC Asheville, and Radford, with trips to Gardner-Webb, Longwood, and Charleston Southern on tap this spring.
105-year-old has seen the world; Florence native focused on family, faith
DIONNE GLEATON Lee Enterpriseshttps://scnow.com/news/local/105-year-old-has-seen-the-world-florence-native-focused-on-family-faith/article_3d5bd6e0-b13c-11ed-883b-931dac122f16.html
Guile celebrated her 105th birthday on Feb. 11. The Florence County native was one of seven children born to the late Norfal and Naomi Lane Bennett.She and her late husband, Earl Ernest Guile, were the parents of two children, Georgia Guile Montgomery of Orangeburg and Dr. Earl Ernest Guile Jr. of Portland, Oregon. Guile is also a grandmother of eight, great-grandmother of 10 and a great-great grandmother.She has enjoyed good health and attributes her longevity to exercise, diet and brain-stimulating activities.The 105-y...
Guile celebrated her 105th birthday on Feb. 11. The Florence County native was one of seven children born to the late Norfal and Naomi Lane Bennett.
She and her late husband, Earl Ernest Guile, were the parents of two children, Georgia Guile Montgomery of Orangeburg and Dr. Earl Ernest Guile Jr. of Portland, Oregon. Guile is also a grandmother of eight, great-grandmother of 10 and a great-great grandmother.
She has enjoyed good health and attributes her longevity to exercise, diet and brain-stimulating activities.
The 105-year-old lived independently, including driving to church and her social activities, until the she was 103 and now lives with her daughter in Orangeburg.
Guild has been active in her church throughout her life, serving as a stewardess and, in more recent years, taking pride in contributing to the refurbishment of the church meeting room which is named in her husband’s honor.
She still engages in weekly services via video conference.
Guile cites the civil rights movement among the most significant world and domestic events that she has experienced.
She and her late husband, who was then the president of the NAACP in Florence, fought hard for civil rights in the face of life-threatening conditions and situations.
She and her husband opened their home to many civil rights workers, including such pioneering leaders as Thurgood Marshall, Clarence Mitchell, Benjamin E. Mays and Horace Mann Bond, in their efforts to improve the quality of life for African Americans in the state.
Guile was an astute businesswoman who opened the first sewing shop in the Florence area and provided dressmaking and alteration services to Black and white patrons during what was still a segregated era.
She excelled in the sewing profession and business for more than 50 years and would later go on to teach sewing classes at a major sewing manufacturer. Her other talents have included clothing and hat design, macramé, decoupage, cake decorating, ceramics and painting, including china painting for which she developed a passion at age 60.
The avid reader is committed to continuous learning and wellness and encourages others to follow their dreams and strengthen themselves through education. She continues to embrace technology and is a competitive bridge player.
She has also made time for fun in her life by traveling the world. Guile has visited all seven continents at least once and has explored the nation in her Airstream camper.
She particularly enjoyed her trip to Africa, where she drove more than 6,000 miles in an Airstream motorhome, experiencing her ancestors’ homeland.
Here is today's weather outlook for Feb. 22, 2023 in Florence, SC
Baseball is back with the return of spring training, and this week our hosts talk with Paul Gross, a recently retired broadcast meteorologist who is a weather consultant for the Detroit Tigers. They discuss how weather impacts baseball, from lightning safety rules to the precise timing of a rain forecast, including a dramatic situation in a game between the Tigers and Red Sox. Paul also shared a unique story from his consulting during the 2005 MLB All-Star Game. About the Across the Sky podcast The weekly weather podcast is hosted on a rotat...
Baseball is back with the return of spring training, and this week our hosts talk with Paul Gross, a recently retired broadcast meteorologist who is a weather consultant for the Detroit Tigers. They discuss how weather impacts baseball, from lightning safety rules to the precise timing of a rain forecast, including a dramatic situation in a game between the Tigers and Red Sox. Paul also shared a unique story from his consulting during the 2005 MLB All-Star Game. About the Across the Sky podcast The weekly weather podcast is hosted on a rotation by the Lee Weather team: Matt Holiner of Lee Enterprises' Midwest group in Chicago, Kirsten Lang of the Tulsa World in Oklahoma, Joe Martucci of the Press of Atlantic City, N.J., and Sean Sublette of the Richmond Times-Dispatch in Virginia. Chapters: (0:00:02) - Advising Sports Teams on Weather Conditions (0:05:36) - Forecasting Weather for a Baseball Team (0:10:42) - Weather and Sports (0:18:16) - The Benefits of Advanced Weather Technology (0:23:34) - Weather's Impact on Sports Decisions (0:30:48) - Weather Consideration in Major League Baseball Chapter Summaries: (0:00:02) - Advising Sports Teams on Weather Conditions (6 Minutes) Across the Sky', a national Lee Enterprises weather podcast, is hosted by meteorologists Sean Sublette in Richmond, Joe Martucci in Atlantic City and Matt Holiner in Chicago. This episode discusses the winter storms that have recently been plaguing the Midwest, and how the weather in the upcoming weeks is expected to be mild with snow expected to return next week. They also bring on a guest, Paul Gross, a recently retired broadcast meteorologist who has been consulting for the Detroit Tigers and other big-name sports teams for a while now. (0:05:36) - Forecasting Weather for a Baseball Team (5 Minutes) The conversation focuses on the protocols for forecasting lightning and calling or pausing a game as a result. It is explained that the safety of the players and the field conditions must be taken into account, as well as the safety of everyone in the stadium. An example is given of a situation which occurred during a game, when a severe thunderstorm was taking a direct bead on the ballpark and the umpire refused to stop the game. A discussion follows on the protocols for lightning and how they have changed over the years, with insight from the Paul's experience advising the Tigers. (0:10:42) - Weather and Sports (8 Minutes) This chapter of the Across the Sky podcast covers the significance of lightning and how it can be a major weather killer, yet often flies under the radar due to lack of media coverage. The conversation then transitions to the importance of time when it comes to the weather in relation to sports games and the preparation that goes into playing a game. It is noted that the decision to start the game is often up to the home team general manager. The conversation then delves into a situation in which the Detroit Tigers had a game in Boston, but with a massive rain area approaching the game was started despite the fact that it was unlikely to be completed. (0:18:16) - The Benefits of Advanced Weather Technology (5 Minutes) This conversation is about a unique experience involving the weather at the 2005 Major League Baseball All-Star Game. Paul Gross recounts how, as a season ticket holder, he and his family had purchased tickets for the game, and a cousin from Chicago had come in to join them. The weather forecast was mostly dry, but the commissioner of baseball, who was a bit of a nervous type when it came to the weather, asked the speaker to stay with him during the game. As the game progressed, the speaker was able to track a few showers on radar. (0:23:34) - Weather's Impact on Sports Decisions (7 Minutes) The conversation focuses on weather's impact on the game of baseball, particularly the flight of the ball in different weather conditions. The speaker talks about his experience with Michigan football and a game they played in Colorado where they were at risk of being affected by a tropical storm. They also discuss the Detroit Lions and their playing both inside and outside and the impact of weather on their games and practices. The speaker talks about the high stakes of the information he provides and how it can affect the outcome of games. Lastly, they talk about whether decision makers ever ask the speaker what he would do in a high stakes situation' (0:30:48) - Weather Consideration in Major League Baseball (12 Minutes) Matt Holiner shared his experience of working as a meteorologist for the Cincinnati Reds and his comparison of the different mentalities between football and baseball when it comes to forecasting weather. Matt discussed how teams will wait for two or three hours until they make the call to cancel a game due to inclement weather and how he had to communicate with the grounds crew and operations manager but not the players. He also shared that football has a higher threshold for what they will tolerate weather-wise and will play in almost any condition, while baseball has a lower threshold and will typically only play if the field is not deemed dangerous. Shownotes generated by Podium.page.